1111-77 Harbour Square, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13578100

$699,000
For Sale
Just listed today
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1Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Experience waterfront living! This beautifully renovated, oversized 1-bedroom (158 sq ft + large balcony) has parking and a same-floor locker! It has abundant natural light from the West/South-West exposure, with unique views capturing the water, city skyline, CN Tower, and Rogers Centre all in one! It has breathtaking sunsets and is ideal daytime and evening sunlight. Names Condo of the Year (2025), the building offers some of Toronto's best amenities: indoor/outdoor pool, hot tub, a fully equipped gym far beyond a typical condo gym, and a rare private landscaped terrace with BBQs and green space. Steps to the waterfront, ferry, transit, PATH, and within the Island Public/Natural Science School catchment-this is downtown living at its finest.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13578100
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
York & Queens Quay W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,022/mo
Exposure
North West
Property tax
$3,831 / 2026
Listing brokerage
PROPERTY.CA INC.

Rooms

FoyerMain2.12 × 2.43 m
Primary BedroomMain3.42 × 4.64 m
Dining RoomMain4.01 × 2.97 m
BathroomMain2.46 × 2.74 m
KitchenMain2.87 × 2.50 m
Living RoomMain4.72 × 3.83 m

Listing history

  1. Jun 26, 2026Listed$739,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In the wider range
$657Kest. value

Listed at $699,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 59 similar homes nearby, adjusted for size, beds, and baths.Median of 59 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $730K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $760K
  • Adjusts to $760K

That comparable adjusts to $760K; the $657K estimate above is the median of all 59 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Toronto (Harbourfront) is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$621KGreat deal$724KOverpriced

Total price vs nearby homes. Fair value about $657K, median of 59 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$615kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3712-30 GRAND TRUNK Crescent$760k414-90 Stadium Road$620k2009-300 Front Street$600k1010-55 Stewart Street$599k1906-18 Yonge Street$498k

The 5 closest of 6 active listings nearby.

See all comparable homes
699kThis home760k620k600k599k498kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $598K
$933this home / sqft
61active listings nearby

This home lists 0% above the area average of $934/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Toronto (Harbourfront), about 158 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Niagara
$718K
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Island Public/Natural Science School
78%
Island Public/Natural Science SchoolPublic · Elementary · 2.7 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$3,186/mo
$154KIncome needed
4.5×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,186Property tax $319Condo fee $1,022Total carry $4,527

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,325Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$319
Condo / maintenance fees
$1,022
Heating
$0
Estimated monthly cost
$4,325

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,831− Condo fees $12,264− Insurance $600− Vacancy & upkeep $3,168Net operating income $8,937

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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