315-3 Navy Wharf Court, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13578180
About this home
This is the best location in Downtown Toronto! Bright and sunny, this S/E corner suite has stunning views of Rogers Centre, CN Tower, city skyline and even a glimpse of Lake Ontario! Upgrades of $30,000+ include: real hardwood flooring, Caesarstone quartz kitchen counter tops, espresso kitchen cabinets, pantry, bathroom finishes, new washer/dryer (2025), newer fridge, reverse osmosis drinking water system, kitchen cabinet lights w/remote, Nest Thermostat, light fixtures. Stay nice and toasty in winter with radiant heated flooring. The functional den can be used as a home office. The bedroom has separate closets, black-out curtains and overlooks the SuperClub, which includes: pool, hot tub, BBQs, patios, party rm, theatre rm, gym, spin cycle rm, squash, tennis ct, basketball ct, badminton ct, bowling, pool tables, table tennis, co-working lounge and more! Friendly concierge and property management. Steps to Rogers Ctr, CN Tower, Rec Room, Ripley's Aquarium, Scotiabank Arena, theatres, grocery shops, cafes, restaurants, streetcars, Union Station, Waterfront, water taxis, Lake Shore Blvd, Gardiner Expwy. ***BONUS***: includes all utilities (except internet/cable), private balcony (not shared) and a secure underground parking space close to the car wash.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13578180
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- Spadina Ave & Bremner Blvd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Metal/Steel Siding
- Roof
- Unknown
- Exposure
- South East
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · led lighting
south view · closet · hardwood floor
se view · combined w/living · w/o to balcony
ceramic floor · 4 pc bath · b/i vanity
open concept · stone counters · large window
se view · large window · hardwood floor
Listed at $2,800/mo, this rental is about 12% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 30 similar rentals nearby, adjusted for size, beds, and baths.Median of 30 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3,300/mo
- Bathrooms −$100/mo
- Adjusts to $3,200/mo
That comparable adjusts to $3,200/mo; the $3,189/mo estimate above is the median of all 30 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bremner Blvd at Spadina Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $3,189/mo, median of 30 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Heated floors: comfort and a premium-finish signal.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bremner Blvd at Spadina Ave, about 168 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,240 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12
- Property tax
- $2
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14
- Toronto municipal land transfer tax
- $14
- Estimated closing costs
- $28
Plus your down payment of $560. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $717
- Principal paid down
- $285
- Interest paid
- $432
- Balance remaining
- $1,955
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.