143-71 Mccaul Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13578258
About this home
Discover true downtown living at its finest at 71 McCaul St #143. All utilities included! This unique loft-style studio offers a thoughtfully designed open-concept layout with soaring ceilings, warm wood flooring, and a charming bay window that fills the space with natural light. The raised bedroom area adds character and separation, creating a functional live/work environment that stands out from typical condo layouts. The upgraded kitchen and modernized bathroom provide both style and convenience, while the spacious walk-in closet includes a stacked washer and dryer for everyday ease. Enjoy your own private outdoor patio overlooking a quiet, beautifully landscaped interior garden - a rare retreat in the heart of the city. Unbeatable location with exceptional walk, transit, and bike scores - just steps to U of T, OCAD, hospitals, Queen West, Kensington Market, TTC, shops, dining, and more. Tucked away in a peaceful courtyard setting while still being moments from everything downtown has to offer. A fantastic opportunity for professionals, students, or anyone seeking a vibrant urban lifestyle. Please note some photos are virtually staged!
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13578258
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0-499
- Cross streets
- Queen St W / McCaul St / University Ave
- Parking
- 0 parking
- Basement
- None
- Heating
- Other
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $635/mo
- Exposure
- East
- Property tax
- $2,417 / 2025
- Listing brokerage
- UNION CAPITAL REALTY
Rooms
raised room · hardwood floor · walk-in closet(s)
hardwood floor · bay window · overlook patio
hardwood floor · 4 pc bath · combined w/living
combined w/living · open concept · hardwood floor
Listing history
- Jul 17, 2026Listed$2,100
- Jun 17, 2026Listed$2,200
Price and status history from the listing board. Deemed reliable but not guaranteed.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. McCaul St at Stephanie St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesPrice per square foot vs the area average.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McCaul St at Stephanie St, about 142 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $360,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,921
- Property tax
- $201
- Condo / maintenance fees
- $635
- Heating
- $0
- Estimated monthly cost
- $2,758
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,475
- Toronto municipal land transfer tax
- $5,475
- Estimated closing costs
- $10,950
Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $115,266
- Principal paid down
- $45,846
- Interest paid
- $69,420
- Balance remaining
- $314,154
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.