4210-1 Concord cityplace Way, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13580090

$875,000
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to Concord Canada Hous Toronto's iconic waterfront address. Stunning SW-corner 2 Bed + Study on the 42nd floor, 968 sq ft total including a rare 208 sq ft wrap-around balcony with breathtaking lake and skyline views. One parking included. Floor-to-ceiling windows flood the open-concept living space with light. Chef's kitchen with walnut cabinetry, Calacatta marble backsplash, Miele oven & Panasonic microwave. Primary bedroom with spa-inspired ensuite; second bedroom with oversized corner windows; separate study ideal for home office or nursery. Balcony radiant heater for four-season outdoor living. Walk Score 96, Transit Score 100 - steps to Union Station, Financial District, Scotiabank Arena & Waterfront Trail. Amenities include SkyGym (71/F), SkyLounge (82/F) & outdoor reflective pool. Move-in ready, immaculate condition.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13580090
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-799
Cross streets
Front/Spadina & Blue Jays Way
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$655/mo
Exposure
South West
Property tax
$5,588 / 2025
Listing brokerage
PROMPTON REAL ESTATE SERVICES CORP.

Rooms

DenGround2.80 × 2.40 m

Pot Lights

BedroomGround4.20 × 3.80 m

3 pc ensuite · window floor to ceiling · b/i closet

Bedroom 2Ground3.80 × 3.20 m

b/i closet · carpet free

Living RoomGround4.80 × 3.80 m

b/i appliances · stainless steel appl · walk-out

KitchenGround3.20 × 2.60 m

b/i appliances · b/i shelves · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
Above comparables
$717Kest. value

Listed at $875,000, this home is about 22% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 38 similar homes nearby, adjusted for size, beds, and baths.Median of 38 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.06M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $819K
  • Bedrooms +$30K
  • Adjusts to $849K

That comparable adjusts to $849K; the $717K estimate above is the median of all 38 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Spadina Ave at Bremner Blvd North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$657KGreat deal$875KOverpriced

Total price vs nearby homes. Fair value about $717K, median of 38 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$664kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

503-90 Queens Wharf Road$808k1006-8 Telegram Mews$700k1602-17 Bathurst Street$580k505-270 Queens Quay$569k

The 4 closest active listings nearby.

See all comparable homes
875kThis home808k700k580k569kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $619K
$1,167this home / sqft
52active listings nearby

This home lists 24% above the area average of $940/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Spadina Ave at Bremner Blvd North Side, about 85 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$618K
Annex
$929K
Mimico
$875K
Banbury-Don Mills
$500K
Willowdale East
$464K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,988/mo
$183KIncome needed
4.8×Price ÷ income
$920Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,988Property tax $466Condo fee $655Total carry $5,109

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,735per month

Mortgage amount $700,000 · 4.14% over 25 years

$175,000Down payment (20.0%)
$700,000Loan before insurance
$0CMHC premium
$4,856Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,735
Property tax
$466
Condo / maintenance fees
$655
Heating
$0
Estimated monthly cost
$4,856

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,975
Toronto municipal land transfer tax
$13,975
Estimated closing costs
$27,950

Plus your down payment of $175,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,537/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$420,638Total interest paid
$1,120,638Total of all payments
Principal $700,000 Interest $420,638
YearPrincipalInterestBalance
1$16,399$28,427$683,601
2$17,085$27,741$666,517
3$17,799$27,026$648,718
4$18,544$26,282$630,174
5$19,319$25,506$610,855
6$20,127$24,698$590,727
7$20,969$23,856$569,758
8$21,846$22,979$547,912
9$22,760$22,065$525,152
10$23,712$21,113$501,439
11$24,704$20,121$476,735
12$25,737$19,088$450,998
13$26,814$18,012$424,184
14$27,936$16,890$396,248
15$29,104$15,721$367,144
16$30,321$14,504$336,823
17$31,590$13,236$305,233
18$32,911$11,914$272,322
19$34,288$10,538$238,034
20$35,722$9,104$202,312
21$37,216$7,609$165,096
22$38,773$6,053$126,323
23$40,395$4,431$85,929
24$42,084$2,741$43,845
25$43,845$981$0

At the end of your 5-year term

Total paid over the term
$224,128
Principal paid down
$89,145
Interest paid
$134,982
Balance remaining
$610,855

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,588− Condo fees $7,865− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,580

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROMPTON REAL ESTATE SERVICES CORP.. MLS®/PropTx.

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