709-80 Cumberland Street, Toronto, ON
Annex, Toronto · MLS® C13580782
About this home
Experience luxury living in the heart of Yorkville at the prestigious 80 Cumberland Avenue. This beautifully appointed residence offers two spacious bedrooms, each with its own upgraded ensuite featuring elegant marble stone walls. The soaring ceilings in the living room create a bright, open atmosphere, while the dining area is enhanced with custom built-in cabinetry and a full-size wine fridge - perfect for entertaining. Two private balconies extend the experience outdoors, offering a quiet moment above the city buzz. Enjoy 2 Terrece. The well-designed kitchen offers ample space and functionality for everyday living. Enjoy the convenience of one parking stall and one storage locker, along with exceptional building amenities including 24-hour concierge service. Unbeatable location - just steps to Yorkville's world-class shopping, dining, designer boutiques, art galleries, museums, universities, and the subway. Starbucks is conveniently located at the building entrance. Renowned restaurants, cafés, Manulife Centre, transit, and everything downtown Toronto has to offer. Luxury, convenience, and an exceptional lifestyle all in one of Toronto's most sought-after addresses. Available now.
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13580782
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399
- Cross streets
- Bay St / Cumberland St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete
- Exposure
- East
- Days on market
- 1
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
hardwood floor · w/o to balcony · combined w/dining
4 pc ensuite · overlooks living
hardwood floor · combined w/living
b/i bar · large window
breakfast bar · granite counters · stainless steel appl
4 pc ensuite · double closet · w/o to balcony
Listed at $5,500/mo, this rental is tracking about 18% below a wider set of rentals, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 90 similar rentals nearby, adjusted for size, beds, and baths.Median of 90 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $6,000/mo
- Bedrooms −$150/mo
- Adjusts to $5,850/mo
That comparable adjusts to $5,850/mo; the $6,738/mo estimate above is the median of all 90 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $6,738/mo, median of 90 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes0 days faster than the Toronto average (1 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $4,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $23
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $27
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28
- Toronto municipal land transfer tax
- $28
- Estimated closing costs
- $55
Plus your down payment of $1,100. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,409
- Principal paid down
- $560
- Interest paid
- $848
- Balance remaining
- $3,840
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.