1111-763 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13584756

$688,000
For Sale
Listed 2 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Prestigious College Park 1+Den, 2-Bath Condo with Parking, North Tower, Spacious 1-bedroom plus large den west-facing. The bright, open-concept layout, The versatile den is perfect as a home office or guest room, while two full bathrooms provide exceptional convenience. Enjoy direct indoor access to College Subway Station, Metro Grocery, and College Park Mall, University of Toronto, TMU, Queens Park, World-class hospitals, Eaton Centre, and the Financial District all just steps away. Complete with one underground parking space, Close to elevator, 24-hour concierge, and resort-style amenities, Unmatched convenience, and sun-filled living in the heart of downtown Toronto.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13584756
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
700-799
Cross streets
Bay/College
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$764/mo
Exposure
West
Property tax
$4,381 / 2026
Days on market
2
Listing brokerage
HOMELIFE BROADWAY REALTY INC.

Rooms

Dining RoomFlat5.71 × 3.35 m

combined w/living · laminate

Living RoomFlat5.71 × 3.35 m

combined w/dining · laminate · w/o to balcony

KitchenFlat2.28 × 2.20 m

b/i microwave · laminate · overlooks dining

DenFlat3.20 × 2.44 m

3 pc bath · laminate · open concept

Primary BedroomFlat4.49 × 305.00 m

4 pc ensuite · laminate · double closet

Moe’s TakeTeam Asgarian · Broker
In line
$628Kest. value

Listed at $688,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Bay Street Corridor lately, sellers have been getting about 96% of asking and homes sell in about 35 days.

Based on 83 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 83 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $757K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $632K
  • Adjusts to $632K

That comparable adjusts to $632K; the $628K estimate above is the median of all 83 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$569KGreat deal$725KOverpriced

Total price vs nearby homes. Fair value about $628K, median of 83 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Comparable listingsCurrently listed nearby in Bay Street Corridor · asking prices
$725kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1716-386 Yonge Street$719k5110-8 WELLESLEY Street$688k3305-7 Grenville Street$689k4708-15 Grenville Street$760k909-15 Grenville Street$769k

The 5 closest of 8 active listings nearby.

See all comparable homes
688kThis home719k688k689k760k769kThis home vs active comparables
Live market pulseActive comparables in Bay Street Corridor · median list $598K
$918this home / sqft
66active listings nearby
2days on market
100sold nearby · 90 days
$618Kmedian sold price
96%of asking, on average

This home lists 4% below the area average of $961/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C1
$593K
Waterfront Communities C8
$700K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,136/mo
$149KIncome needed
4.6×Price ÷ income
$724Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,136Property tax $365Condo fee $764Total carry $4,265

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,937per month

Mortgage amount $550,400 · 4.14% over 25 years

$137,600Down payment (20.0%)
$550,400Loan before insurance
$0CMHC premium
$4,066Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,937
Property tax
$365
Condo / maintenance fees
$764
Heating
$0
Estimated monthly cost
$4,066

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,235
Toronto municipal land transfer tax
$10,235
Estimated closing costs
$20,470

Plus your down payment of $137,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,567/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$330,742Total interest paid
$881,142Total of all payments
Principal $550,400 Interest $330,742
YearPrincipalInterestBalance
1$12,894$22,352$537,506
2$13,433$21,812$524,073
3$13,995$21,250$510,078
4$14,581$20,665$495,497
5$15,190$20,055$480,306
6$15,826$19,420$464,481
7$16,488$18,758$447,993
8$17,178$18,068$430,815
9$17,896$17,350$412,919
10$18,645$16,601$394,275
11$19,424$15,821$374,850
12$20,237$15,009$354,613
13$21,083$14,162$333,530
14$21,965$13,280$311,564
15$22,884$12,362$288,680
16$23,841$11,404$264,839
17$24,839$10,407$240,000
18$25,878$9,368$214,123
19$26,960$8,286$187,163
20$28,088$7,158$159,075
21$29,262$5,983$129,813
22$30,486$4,759$99,326
23$31,762$3,484$67,565
24$33,090$2,155$34,474
25$34,474$771$0

At the end of your 5-year term

Total paid over the term
$176,228
Principal paid down
$70,094
Interest paid
$106,135
Balance remaining
$480,306

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,381− Condo fees $9,173− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,478

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE BROADWAY REALTY INC.. MLS®/PropTx.

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