204-68 Merton Street, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13584818

$518,800
For Sale
Listed 1 day ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft
17 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Safe,Quiet & Decent Midtown Area, Boutique Condo, Sun-Filled 1 Bedroom Unit, Bright & Spacious Functional Layout With Modern Finishes; Minutes 'walk To Yonge-Line Davis Ville Station, Prestigious Public and private schools. Best Walking Score! Close to Shops/Restaurants, Beltline Trail, Restaurants, Pubs, Coffee Shops & Oriole Park.Prestigious Schools: College francais secondaire 8.2/10, Whitney Junior Public School 9.9/10, EE Jeanne-Lajoie8.0North Toronto Collegiate Institute8.3/10, Upper Canada College(private),The York School(private), ESC Saint-Frere-Andre 8.0/10 (I.B. program).1 dog+1 cat, or 2cats. no more than 2 total pets per unit, max 25lbs.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13584818
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Yonge / Merton/Davisville
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$513/mo
Exposure
West
Property tax
$1,839 / 2026
Days on market
1
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$442Kest. value

Listed at $518,800, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($944/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Mount Pleasant West lately, sellers have been getting about 95% of asking and homes sell in about 40 days.

Based on 71 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 71 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $308K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $420K
  • Bedrooms −$30K
  • Adjusts to $390K

That comparable adjusts to $390K; the $442K estimate above is the median of all 71 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Merton Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$379KGreat deal$519KOverpriced

Total price vs nearby homes. Fair value about $442K, median of 71 comparables.

Comparable listingsCurrently listed nearby in Mount Pleasant West · asking prices
$492kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1611-127 Broadway Avenue$515k3007-30 Roehampton Avenue$539k228-161 Roehampton Avenue$478k1506-2221 Yonge Street$470k1605-1815 Yonge Street$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
519kThis home515k539k478k470k460kThis home vs active comparables
Live market pulseActive comparables in Mount Pleasant West · median list $595K
$944this home / sqft
58active listings nearby
1days on market
100sold nearby · 90 days
$685Kmedian sold price
95%of asking, on average

This home lists 2% above the area average of $926/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Merton Street, about 173 m away

20+ transit stops15 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$513K
Church-Yonge Corridor
$556K
Waterfront Communities C1
$645K
Waterfront Communities C8
$830K
Niagara
$740K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Davisville Junior Public School
86%
Davisville Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$2,365/mo
$108KIncome needed
4.8×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,365Property tax $153Condo fee $513Total carry $3,031

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,215per month

Mortgage amount $415,040 · 4.14% over 25 years

$103,760Down payment (20.0%)
$415,040Loan before insurance
$0CMHC premium
$2,881Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,215
Property tax
$153
Condo / maintenance fees
$513
Heating
$0
Estimated monthly cost
$2,881

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,851
Toronto municipal land transfer tax
$6,851
Estimated closing costs
$13,702

Plus your down payment of $103,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,690/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,402Total interest paid
$664,442Total of all payments
Principal $415,040 Interest $249,402
YearPrincipalInterestBalance
1$9,723$16,855$405,317
2$10,130$16,448$395,187
3$10,553$16,024$384,634
4$10,995$15,583$373,639
5$11,455$15,123$362,185
6$11,934$14,644$350,251
7$12,433$14,145$337,818
8$12,953$13,625$324,865
9$13,495$13,083$311,370
10$14,059$12,518$297,311
11$14,647$11,930$282,663
12$15,260$11,318$267,403
13$15,898$10,679$251,505
14$16,563$10,014$234,941
15$17,256$9,321$217,685
16$17,978$8,600$199,707
17$18,730$7,848$180,977
18$19,513$7,064$161,464
19$20,330$6,248$141,134
20$21,180$5,398$119,954
21$22,066$4,512$97,888
22$22,989$3,589$74,899
23$23,951$2,627$50,948
24$24,952$1,625$25,996
25$25,996$582$0

At the end of your 5-year term

Total paid over the term
$132,888
Principal paid down
$52,855
Interest paid
$80,033
Balance remaining
$362,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $1,839− Condo fees $6,154− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,563

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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