1403-158 Front Street, Toronto, ON

Moss Park, Toronto · MLS® C13585598

$560,000
For Sale
Just listed today
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Welcome to The St. Lawrence Condos in the heart of downtown Toronto. This bright 1-bedroom, 1-bathroom suite at 158 Front St. E., Unit 1403 features unobstructed views of the Toronto skyline and CN Tower from the private balcony. Enjoy premium amenities including a gym, rooftop pool, theatre, yoga studio, party room, and guest suites. Steps to Union Station, TTC, the Financial District, Harbourfront, restaurants, shopping, and entertainment-an excellent opportunity for first-time buyers, investors, or professionals.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13585598
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Front St E/Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Maintenance
$445/mo
Exposure
North
Property tax
$2,338 / 2025
Listing brokerage
ROYAL LEPAGE PRG REAL ESTATE

Rooms

Dining RoomGround1.76 × 0.70 m
BedroomGround3.32 × 2.47 m
Living RoomGround1.76 × 0.70 m
KitchenGround3.53 × 1.40 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$447Kest. value

Listed at $560,000, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $487K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $468K
  • Adjusts to $468K

That comparable adjusts to $468K; the $447K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$398KGreat deal$560KOverpriced

Total price vs nearby homes. Fair value about $447K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$529kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

207-318 King Street$540k707-90 Trinity Street$530k902-319 Jarvis Street$598k511-28 Eastern Avenue$509k419-158 Front Street$468k

The 5 closest of 8 active listings nearby.

See all comparable homes
560kThis home540k530k598k509k468kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $425K
$2,244this home / sqft
11active listings nearby

This home lists 24% above the area average of $1,810/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$617K
Regent Park
$699K
Church-Yonge Corridor
$530K
Bay Street Corridor
$688K
Waterfront Communities C1
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,552/mo
$115KIncome needed
4.9×Price ÷ income
$589Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,552Property tax $195Condo fee $445Total carry $3,192

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,391per month

Mortgage amount $448,000 · 4.14% over 25 years

$112,000Down payment (20.0%)
$448,000Loan before insurance
$0CMHC premium
$3,031Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,391
Property tax
$195
Condo / maintenance fees
$445
Heating
$0
Estimated monthly cost
$3,031

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,675
Toronto municipal land transfer tax
$7,675
Estimated closing costs
$15,350

Plus your down payment of $112,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,208Total interest paid
$717,208Total of all payments
Principal $448,000 Interest $269,208
YearPrincipalInterestBalance
1$10,495$18,193$437,505
2$10,934$17,754$426,571
3$11,391$17,297$415,179
4$11,868$16,820$403,311
5$12,364$16,324$390,947
6$12,882$15,807$378,066
7$13,420$15,268$364,645
8$13,982$14,707$350,664
9$14,567$14,122$336,097
10$15,176$13,513$320,921
11$15,811$12,878$305,111
12$16,472$12,216$288,639
13$17,161$11,527$271,478
14$17,879$10,810$253,599
15$18,627$10,062$234,972
16$19,406$9,283$215,567
17$20,217$8,471$195,349
18$21,063$7,625$174,286
19$21,944$6,744$152,342
20$22,862$5,826$129,480
21$23,818$4,870$105,662
22$24,815$3,874$80,847
23$25,853$2,836$54,994
24$26,934$1,754$28,061
25$28,061$628$0

At the end of your 5-year term

Total paid over the term
$143,442
Principal paid down
$57,053
Interest paid
$86,389
Balance remaining
$390,947

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,338− Condo fees $5,340− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,286

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PRG REAL ESTATE. MLS®/PropTx.

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