25 Vernham Court, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13586588
About this home
An Incredibly Rare Offering In St. Andrew-Windfield, Located In One Of The Very Few Courts In The Area, Offering Utmost Privacy And Quietness. This Large Pie Shaped Lot Offers Over 15,000 S.F. Of Land. The Almost 2,600 S.F. Property Has Also Been Updated With Rich Wood Panelling, Updated Kitchen, Updated Bathrooms And 4 Super Spacious Bedrooms (W/ One Of The Bedroom Can Be Easily Split To Make A 5th Bedroom). The Living Room Offers A Soaring 11' Smooth Ceiling And A Gas Fireplace Overlooking The Landscaped Front Yard. Formal Dining Room Sits Next To The Updated Kitchen With A Spacious Breakfast Area With Built In Pantry And Work Desk. The Primary Bedroom Offers A Walk-In Closet & 4 Pc-Ensuite. The Finished Basement With A Heated Floor Offers A Recreation Area And A Wet Bar Plus A 3 Pc Bathroom. Enjoy Cottage Like Living With The Huge Outdoor Space Offering 150' In The Back, With Lots Of Greenery And A Fully Enclosed Gazebo. Backyard also Features A Pond. Move In Now And Build Later. This Amazing Lot Can Also Be Your Blank Canvas For Your Dream Custom Home! Enjoy Top Rated Schools Such As Harrison Public School, Windfields Middle School, York Mills Collegiate Institute. Nearby Top Private School Include: Toronto French School, Crescent School, Bayview Glen School...etc. Easy Access to 401, 404 And Great Amenities Nearby. Don't Miss This Golden Opportunity. Property Sold As-Is.
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- C13586588
- Bedrooms
- 5
- Bathrooms
- 3
- Size
- 2500-3000
- Lot
- 65.02 × 141.39 ft
- Cross streets
- Bayview Ave / York Mills Rd.
- Parking
- 25 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Crawl Space, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $16,424 / 2025
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
hardwood floor · closet · combined w/office
hardwood floor · murphy bed · b/i desk
hardwood floor · stainless steel appl · stone counters
hardwood floor · formal rm · bow window
hardwood floor · fireplace · b/i bookcase
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · picture window · gas fireplace
hardwood floor · pantry · overlooks backyard
ceramic floor · wet bar · fireplace
Listed at $2,950,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 57 similar homes nearby, adjusted for size, beds, and baths.Median of 57 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.29M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.09M
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $2.10M
That comparable adjusts to $2.10M; the $3.04M estimate above is the median of all 57 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a more car-dependent spot, so buyers here typically drive. Sandfield Road is about a 8-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $3.04M, median of 57 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 11% below the area average of $1,201/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Sandfield Road, about 661 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $2,360,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,594
- Property tax
- $1,369
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,963
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $60,225
- Toronto municipal land transfer tax
- $60,225
- Estimated closing costs
- $120,450
Plus your down payment of $590,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $755,630
- Principal paid down
- $300,547
- Interest paid
- $455,084
- Balance remaining
- $2,059,453
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.