916-29 Queens Quay, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13587172

$1,399,900
For Sale
Listed 1 day ago
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3Bedrooms
3Bathrooms
1Garage
1200-1399Sq Ft

About this home

Pier 27 is the building people point at from the island ferry. This is one of its larger suites, and at 1,264 square feet it behaves like a home rather than a place to park a mattress and a coffee machine. The water is the point. Glass floor to ceiling, and custom herringbone brushed oak flooring throughout (ceramic tiles in baths). Den is large enough for a third bedroom, but performs much better as an office/den. P1 Parking included & 3 lockers. Harbourfront and Sugar Beaach close enough that you stop calling them a novelty.The building handles the rest: 24-hour concierge, an outdoor (and indoor) pool you will use more than you would admit, a gym with no commute and therefore no excuse. Large Theatre, party room, co-working space, outdoor dining, fountain seating. Outside is the civilized end of downtown. St. Lawrence Market for the groceries (or one of the two Farm Boys if you feel like something 10 steps away. The Martin Goodman Trail for the run you keep scheduling. More City Bikes than you would ever need. Union Station on foot when the city wants you, the Gardiner on wheels when it does not (P1 prime parking including in sale). Loblaws and the LCBO are neighbours, which is either convenient or a problem depending on the week. Newly build Queens Quay East park with pickle ball courts, enclosed dog park with wood chip surface. This is waterfront people live on, not the kind they visit and photograph. Room enough for two adults to share an address without sharing every square foot. A building that stopped trying to prove anything years ago and simply works. Come see it. The lake makes a strong first impression.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13587172
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
1200-1399
Cross streets
Yonge & Queens Quay E
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete Poured
Maintenance
$1,116/mo
Exposure
South East
Property tax
$7,986 / 2026
Days on market
1
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Living RoomMain8.31 × 3.53 m

combined w/dining · w/o to balcony · electric fireplace

DenMain2.90 × 2.95 m

closet · hardwood floor

Primary BedroomMain6.30 × 3.18 m

walk-in closet(s) · 5 pc ensuite · hardwood floor

Dining RoomMain8.31 × 3.53 m

combined w/living · hardwood floor · breakfast bar

KitchenMain3.07 × 3.20 m

b/i oven · b/i ctr-top stove · pantry

Bedroom 2Main3.66 × 2.92 m

4 pc ensuite · large closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.16Mest. value

Listed at $1,399,900, this home is about 20% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 97% of asking and homes sell in about 37 days.

There were not many closely comparable homes right in Waterfront Communities C8, so I widened the search to the surrounding area.

Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.46M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $850K
  • Bathrooms +$15K
  • Adjusts to $865K

That comparable adjusts to $865K; the $1.16M estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1.12MGreat deal$1.40MOverpriced

Total price vs nearby homes. Fair value about $1.16M, median of 96 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$808kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1505-25 The Esplanade$900k1115-25 The Esplanade$750k1804-35 Parliament Street$775k

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home900k750k775kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $675K
$1,077this home / sqft
7active listings nearby
1days on market
100sold nearby · 90 days
$650Kmedian sold price
97%of asking, on average

This home lists 21% above the area average of $889/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Waterfront Communities C1
$652K
Church-Yonge Corridor
$627K
Bay Street Corridor
$471K
Niagara
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,380/mo
$289KIncome needed
4.8×Price ÷ income
$1,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $6,380Property tax $666Condo fee $1,116Total carry $8,162

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,976per month

Mortgage amount $1,119,920 · 4.14% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$7,758Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,976
Property tax
$666
Condo / maintenance fees
$1,116
Heating
$0
Estimated monthly cost
$7,758

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Toronto municipal land transfer tax
$24,473
Estimated closing costs
$48,946

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,973Total interest paid
$1,792,893Total of all payments
Principal $1,119,920 Interest $672,973
YearPrincipalInterestBalance
1$26,236$45,480$1,093,684
2$27,333$44,382$1,066,351
3$28,477$43,239$1,037,874
4$29,668$42,048$1,008,207
5$30,909$40,807$977,298
6$32,202$39,514$945,096
7$33,548$38,167$911,548
8$34,952$36,764$876,596
9$36,414$35,302$840,182
10$37,937$33,779$802,246
11$39,524$32,192$762,722
12$41,177$30,539$721,545
13$42,899$28,816$678,646
14$44,694$27,022$633,952
15$46,563$25,153$587,389
16$48,511$23,205$538,878
17$50,540$21,176$488,338
18$52,654$19,062$435,684
19$54,856$16,859$380,828
20$57,151$14,565$323,677
21$59,542$12,174$264,135
22$62,032$9,684$202,103
23$64,627$7,089$137,476
24$67,330$4,386$70,146
25$70,146$1,569$0

At the end of your 5-year term

Total paid over the term
$358,579
Principal paid down
$142,622
Interest paid
$215,956
Balance remaining
$977,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $7,986− Condo fees $13,392− Insurance $600− Vacancy & upkeep $5,412Net operating income $21,810

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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