20 Wigmore Drive, Toronto, ON

Victoria Village, Toronto · MLS® C13587918

$1,199,900
For Sale
Listed 2 days ago
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5Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Welcome to this beautiful and lovely fully renovated modern Detached Bungalow located at Victoria Village community. Open Concept Living Area W/Fully Reno Basement. Eat at Large granite Central Island for breakfast. B/I micro-wave, Backsplash top to the ceiling. Newer appliances, Hardwood floor & Pot lights through-out in the whole house. Hardwood floor in the basement (2023). Very rare 7'5" ceiling in the basement. Replaced sewage line to prevent the flooding (2023). Modern & stylish glass staircase leads to the basement. Two bedrooms in the basement W/ 4 PC Ensuites, garage flooring epoxy cement, Westerly Facing Yard With Raised View in the backyard. Step out 3 tiers the huge deck W/ glass railings to enjoy the BBQ and over looking to entertaining vegetable and fruit garden in backyard with irrigation system (raspberries, blackberries and grapes come back each year). Perfect for relaxing, gardening, or hosting family and friends. This house closes to abundance of amenities, including TTC service at your doorstep, a short 15-minutes walk to the Sloane Station on the Eglinton LRT, the Toronto Public Library, Victoria Village Public School, daycare facilities, parks, and scenic walking trails, shopping, restaurants, grocery stores, community centers & major highways, Don't miss this exceptional opportunity.

Key facts

Property type
Detached, Bungalow
MLS®
C13587918
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
50 × 120 ft
Cross streets
Eglinton/Victoria Park Ave
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,153 / 2026
Days on market
2
Listing brokerage
KINGSWAY REAL ESTATE

Rooms

Bedroom 5Basement2.62 × 3.22 m

closet · hardwood floor · window

Primary BedroomMain3.00 × 3.80 m

closet · hardwood floor · window

Bedroom 2Main3.05 × 3.12 m

closet organizers · hardwood floor · window

Living RoomMain3.90 × 3.78 m

combined w/dining · hardwood floor · overlooks backyard

Dining RoomMain4.44 × 3.78 m

combined w/living · hardwood floor · open concept

Family RoomBasement4.89 × 3.35 m

combined w/rec · hardwood floor · above grade window

Bedroom 4Basement4.89 × 3.35 m

double closet · hardwood floor · window

KitchenMain3.89 × 4.95 m

centre island · hardwood floor · stainless steel appl

Bedroom 3Main3.00 × 3.09 m

closet · hardwood floor · window

Our TakeTeam Asgarian · Broker
Above comparables
$999Kest. value

Listed at $1,199,900, and my independent estimate is about 20% above what comparable homes suggest.

In Victoria Village lately, sellers get about 100% of asking; homes sell in ~21 days.

List price
$911KGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $999K, median of 65 comparables.

How this estimate is builtthe short version

I take the 65 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.19M, a bit higher.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sloane Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($923/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Victoria Village, so I widened the search to the surrounding area.

Based on 65 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$958kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

50 Benlight Crescent$949k41 Strathavon Drive$875k39 Camborne Avenue$1.05M

The 3 closest active listings nearby.

See all comparable homes
1.20MThis home949k875k1.05MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.10M
$923this home / sqft
52active listings nearby
2days on market
85sold nearby · 90 days
$975Kmedian sold price
100%of asking, on average

This home lists 3% below the area average of $950/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Victoria Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Clairlea-Birchmount
$880K
Danforth Village-East York
$883K
Leaside
$1.73M
Woburn
$900K
L'Amoreaux
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sloane Public School
65%
Sloane Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 65% meet the provincial standard
Parkview Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,469/mo
$228KIncome needed
5.3×Price ÷ income
$1,262Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,469Property tax $513Total carry $5,981

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,122per month

Mortgage amount $959,920 · 4.14% over 25 years

$239,980Down payment (20.0%)
$959,920Loan before insurance
$0CMHC premium
$5,635Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,122
Property tax
$513
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,635

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,473
Toronto municipal land transfer tax
$20,473
Estimated closing costs
$40,946

Plus your down payment of $239,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$576,827Total interest paid
$1,536,747Total of all payments
Principal $959,920 Interest $576,827
YearPrincipalInterestBalance
1$22,488$38,982$937,432
2$23,428$38,042$914,004
3$24,408$37,062$889,596
4$25,429$36,041$864,167
5$26,493$34,977$837,674
6$27,601$33,869$810,073
7$28,755$32,714$781,317
8$29,958$31,512$751,359
9$31,211$30,258$720,148
10$32,517$28,953$687,631
11$33,877$27,593$653,754
12$35,294$26,176$618,460
13$36,770$24,699$581,689
14$38,308$23,161$543,381
15$39,911$21,559$503,470
16$41,580$19,890$461,890
17$43,319$18,150$418,570
18$45,131$16,338$373,439
19$47,019$14,451$326,420
20$48,986$12,484$277,434
21$51,035$10,435$226,399
22$53,170$8,300$173,229
23$55,394$6,076$117,835
24$57,711$3,759$60,125
25$60,125$1,345$0

At the end of your 5-year term

Total paid over the term
$307,349
Principal paid down
$122,246
Interest paid
$185,103
Balance remaining
$837,674

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $6,153− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,011

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KINGSWAY REAL ESTATE. MLS®/PropTx.

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