1510-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13588182

$425,000
For Sale
Listed 1 day ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Bright And Practical 545 Sq Ft 1-Bedroom At X Condos In The Heart Of Bloor-Yonge. A Functional Open-Concept Layout With Centre-Island Kitchen, Full-Size Living/Dining Space, Open Balcony And Owned Locker. Maintenance Includes Heat, Water And CAC, Helping Keep Monthly Carrying Costs Predictable. Vacant And Ready For Immediate Occupancy - Ideal For First-Time Buyers, Downtown Professionals, U Of T/TMU Parents Or Investors Looking For A High-Demand Rental Location. Steps To Bloor-Yonge Subway, Yorkville, U Of T, TMU, Restaurants, Shopping And Everyday Conveniences. Full-Service Building With 24Hr Concierge, Gym, Outdoor Pool, Party Room And Guest Suites.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13588182
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Bloor & Jarvis
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$449/mo
Exposure
East
Property tax
$2,693 / 2026
Days on market
1
Listing brokerage
AIMHOME REALTY INC.

Rooms

Primary BedroomFlat3.00 × 2.44 m

laminate · glass doors · closet

Dining RoomFlat5.49 × 3.50 m

laminate · combined w/living · open concept

Living RoomFlat5.49 × 3.50 m

laminate · combined w/living · open concept

KitchenFlat5.49 × 3.50 m

laminate · centre island · combined w/living

Moe’s TakeTeam Asgarian · Broker
Below comparables
$480Kest. value

Listed at $425,000, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 96% of asking and homes sell in about 31 days.

Based on 49 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 49 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $448K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Adjusts to $520K

That comparable adjusts to $520K; the $480K estimate above is the median of all 49 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$425KGreat deal$572KOverpriced

Total price vs nearby homes. Fair value about $480K, median of 49 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$434kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2303-159 Dundas Street$416k2501-77 Shuter Street$380k1410-28 Ted Rogers Way$485k2602-159 Dundas Street$489k505-25 Maitland Street$400k

The 5 closest of 8 active listings nearby.

See all comparable homes
425kThis home416k380k485k489k400kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $548K
$773this home / sqft
49active listings nearby
1days on market
100sold nearby · 90 days
$626Kmedian sold price
96%of asking, on average

This home lists 14% below the area average of $897/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$719K
Waterfront Communities C1
$567K
Niagara
$714K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$1,937/mo
$93KIncome needed
4.6×Price ÷ income
$447Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $1,937Property tax $224Condo fee $449Total carry $2,610

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,814per month

Mortgage amount $340,000 · 4.14% over 25 years

$85,000Down payment (20.0%)
$340,000Loan before insurance
$0CMHC premium
$2,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,814
Property tax
$224
Condo / maintenance fees
$449
Heating
$0
Estimated monthly cost
$2,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,975
Toronto municipal land transfer tax
$4,975
Estimated closing costs
$9,950

Plus your down payment of $85,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,204/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$204,310Total interest paid
$544,310Total of all payments
Principal $340,000 Interest $204,310
YearPrincipalInterestBalance
1$7,965$13,807$332,035
2$8,298$13,474$323,737
3$8,645$13,127$315,091
4$9,007$12,765$306,085
5$9,384$12,389$296,701
6$9,776$11,996$286,925
7$10,185$11,587$276,740
8$10,611$11,161$266,129
9$11,055$10,717$255,074
10$11,517$10,255$243,556
11$11,999$9,773$231,557
12$12,501$9,271$219,056
13$13,024$8,748$206,032
14$13,569$8,204$192,463
15$14,136$7,636$178,327
16$14,728$7,045$163,600
17$15,344$6,429$148,256
18$15,985$5,787$132,271
19$16,654$5,118$115,617
20$17,351$4,422$98,266
21$18,076$3,696$80,190
22$18,833$2,940$61,357
23$19,620$2,152$41,737
24$20,441$1,331$21,296
25$21,296$476$0

At the end of your 5-year term

Total paid over the term
$108,862
Principal paid down
$43,299
Interest paid
$65,563
Balance remaining
$296,701

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,693− Condo fees $5,382− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,480

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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