1710-88 Harbour Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13589118
About this home
Welcome to elevated living at Harbour Plaza Residences, a rare opportunity to own a newly renovated 3-bedroom, 2-bath southwest corner suite complete with 1 parking space and 1 locker. Positioned on the lake side of the building, this home enjoys beautiful views of Lake Ontario while being sheltered from highway noise. Brand new upgrades include new laminate flooring throughout, custom bathroom vanities, a high-gloss kitchen island, freshly painted walls and doors, and a new stainless steel microwave, creating a truly move-in-ready home. A standout feature of this suite is its expansive balcony, extending from the bedrooms to the living area, allowing all three bedrooms to enjoy natural light and outdoor exposure. Unmatched convenience awaits just outside your door. Winners, Dollarama, HealthOne Medical & Dental Centre (family physicians and dentists), Longo's, LCBO, cafés, and countless restaurants are all within approximately a one-minute walk, while Harbour Square Park and the waterfront are only a short stroll away. What truly sets this residence apart is the seamless indoor connectivity during the winter months. Enjoy direct access to the PATH, linking you to Union Station, hundreds of shops and restaurants, Scotiabank Arena, Sun Life Financial, RBC WaterPark Place, the UP Express to Pearson Airport, and virtually everything downtown Toronto has to offer. Residents also enjoy access to Pure Fitness, a professionally managed fitness facility offering a variety of group classes, along with premium building amenities, elegant common areas, and the peace of mind of a 24-hour concierge.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13589118
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-799
- Cross streets
- Bay / Harbour St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $912/mo
- Exposure
- South West
- Property tax
- $4,027 / 2025
- Days on market
- 3
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
laminate · combined w/living · w/o to balcony
4 pc ensuite · walk-in closet(s) · balcony
4 pc ensuite · closet · balcony
laminate · combined w/dining · overlook water
window floor to ceiling · centre island · open concept
laminate · closet · balcony
Listed at $848,000, and my independent estimate is about 17% above what comparable homes suggest.
In Waterfront Communities C1 lately, sellers get about 97% of asking; homes sell in ~36 days.
Total price vs nearby homes. Fair value about $724K, median of 4 comparables.
How this estimate is builtthe short version
I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $813K, a bit higher.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 4 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 16% above the area average of $973/sqft.
2 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $678,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,620
- Property tax
- $336
- Condo / maintenance fees
- $912
- Heating
- $0
- Estimated monthly cost
- $4,868
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,435
- Toronto municipal land transfer tax
- $13,435
- Estimated closing costs
- $26,870
Plus your down payment of $169,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,212
- Principal paid down
- $86,394
- Interest paid
- $130,817
- Balance remaining
- $592,006
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.