326-361 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13590176

$789,000
For Sale
Listed 1 day ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Lovely 2 Bed + Den, 2 Bath Suite, Amazing Views! Open Concept Kitchen, Granite Counters, Breakfast Bar, Large Living/Dining Area With A Walkout To The Balcony. Master Offers A 4Pc Ensuite And W/I Closet. Large 2nd Bedroom, Guest 4Pc Bath & A Spacious Den With A Walkout To The Balcony. Building Offers Great Amenities. Great Location, Steps To Great Restaurants, C N Tower, Rogers Centre, Ripley's Aquar., Theatre District & So Much More!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13590176
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Front & Spadina
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$908/mo
Exposure
South West
Property tax
$3,165 / 2026
Days on market
1
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Bedroom 2Ground2.59 × 2.92 m

laminate · closet · sliding doors

KitchenGround2.08 × 2.62 m

ceramic floor · open concept · granite counters

Living RoomGround3.25 × 4.83 m

laminate · combined w/dining · w/o to balcony

Dining RoomGround3.12 × 2.51 m

laminate · combined w/living

Primary BedroomGround2.82 × 4.70 m

laminate · 4 pc ensuite · walk-in closet(s)

DenGround1.96 × 2.49 m

laminate · window

Moe’s TakeTeam Asgarian · Broker
In line
$739Kest. value

Listed at $789,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 78 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 78 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $581K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $840K
  • Adjusts to $840K

That comparable adjusts to $840K; the $739K estimate above is the median of all 78 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$648KGreat deal$800KOverpriced

Total price vs nearby homes. Fair value about $739K, median of 78 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$824kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

503-90 Queens Wharf Road$808k606-478 King Street$850k4210-1 Concord cityplace Way$875k1006-8 Telegram Mews$700k1708-3 Navy Wharf Court$885k

The 5 closest active listings nearby.

See all comparable homes
789kThis home808k850k875k700k885kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $700K
$929this home / sqft
46active listings nearby
1days on market
100sold nearby · 90 days
$680Kmedian sold price
97%of asking, on average

This home lists 2% below the area average of $946/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$701K
Bay Street Corridor
$471K
Waterfront Communities C8
$719K
Church-Yonge Corridor
$627K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,596/mo
$166KIncome needed
4.8×Price ÷ income
$830Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,596Property tax $264Condo fee $908Total carry $4,768

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,368per month

Mortgage amount $631,200 · 4.14% over 25 years

$157,800Down payment (20.0%)
$631,200Loan before insurance
$0CMHC premium
$4,540Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,368
Property tax
$264
Condo / maintenance fees
$908
Heating
$0
Estimated monthly cost
$4,540

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,255
Toronto municipal land transfer tax
$12,255
Estimated closing costs
$24,510

Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,091/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$379,295Total interest paid
$1,010,495Total of all payments
Principal $631,200 Interest $379,295
YearPrincipalInterestBalance
1$14,787$25,633$616,413
2$15,405$25,014$601,008
3$16,050$24,370$584,958
4$16,721$23,699$568,237
5$17,420$22,999$550,817
6$18,149$22,271$532,667
7$18,908$21,512$513,759
8$19,699$20,721$494,060
9$20,523$19,897$473,537
10$21,382$19,038$452,155
11$22,276$18,144$429,879
12$23,208$17,212$406,671
13$24,179$16,241$382,493
14$25,190$15,230$357,303
15$26,244$14,176$331,059
16$27,341$13,079$303,718
17$28,485$11,935$275,233
18$29,676$10,743$245,557
19$30,918$9,502$214,639
20$32,211$8,209$182,428
21$33,558$6,862$148,870
22$34,962$5,458$113,908
23$36,424$3,995$77,483
24$37,948$2,472$39,535
25$39,535$885$0

At the end of your 5-year term

Total paid over the term
$202,099
Principal paid down
$80,383
Interest paid
$121,716
Balance remaining
$550,817

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,165− Condo fees $10,894− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,176

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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