412 Deloraine Avenue, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13593450

$2,280,000
For Sale
Listed 1 day ago
3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Welcome to 412 Deloraine Ave, an exceptional 3 bedroom, 4 bathroom residence offering over 2,500sq. ft. of total living space on the coveted west side of Avenue Road. Main floor features a welcoming 10-foot ceiling foyer, smooth ceilings throughout & a combined living/dining space for formal gatherings, gourmet chef's kitchen equipped with integrated Miele appliances, JennAir refrigerator & an expansive island with a secondary prep sink. Walk out from the breakfast area to a professionally landscaped backyard oasis featuring a Composite Deck, Wifi-controlled ambient soft lighting, water feature and in-ground sprinklers. This private retreat is designed for ultimate relaxation or hosting unforgettable outdoor gatherings. Upstairs, the 9-foot ceilings and strategically placed skylights flood the second floor with natural light and hosts three generously sized bedrooms, including a spectacular primary suite with an over-sized w/I closet & a spa-like ensuite bath under its own bright skylight. Finished walk-up basement is now used as a Rec Room. Hidden Wine Cellar as a bonus. Owner upgraded alarm hardware including Glass break alarm sensors(2024), New Gutters(2024), New A/C(2025) and 200-amp electrical panel. Walking distance to top-ranked schools, daycares, Avenue Rd's sought-after Shops, Restaurants, LCBO & everyday amenities. Enjoy effortless transit access via the TTC and Highway 401, alongside nearby parks and trails. 412 Deloraine Ave is move-in ready and offers the perfect blend of luxury, comfort, and transit convenience for growing families.

Key facts

Property type
Detached, 2-Storey
MLS®
C13593450
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000
Lot
25 × 117 ft
Cross streets
Avenue S/Wilson
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$11,586 / 2026
Days on market
1
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Bedroom 2Second5.40 × 3.40 m

hardwood floor · double closet · pot lights

Bedroom 3Second5.20 × 3.40 m

double closet · murphy bed · picture window

Family RoomMain4.60 × 3.20 m

gas fireplace · b/i shelves · open concept

Living RoomMain3.70 × 3.50 m

hardwood floor · open concept · picture window

KitchenMain6.20 × 3.60 m

eat-in kitchen · open concept · hardwood floor

Primary BedroomSecond5.45 × 3.80 m

5 pc ensuite · hardwood floor · walk-in closet(s)

RecreationBasement6.80 × 5.20 m

w/o to yard · gas fireplace · open concept

Dining RoomMain3.72 × 3.30 m

combined w/living · hardwood floor · crown moulding

Our TakeTeam Asgarian · Broker
Above comparables
$1.88Mest. value

Listed at $2,280,000, and my independent estimate is about 21% above what comparable homes suggest.

In Bedford Park-Nortown lately, sellers get about 95% of asking; homes sell in ~29 days.

List price
$1.81MGreat deal$2.28MOverpriced

Total price vs nearby homes. Fair value about $1.88M, median of 23 comparables.

  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 23 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.21M, a bit higher.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Ledbury Park Elementary and Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,303/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Bedford Park-Nortown, so I widened the search to the surrounding area.

Based on 23 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$1.56Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

35 Duart Park Road$2.38M167 Sammon Avenue$1.89M85B Maybourne Avenue$1.09M33 Wilderness Drive$1.43M45 Overlord Crescent$990k

The 5 closest of 6 active listings nearby.

See all comparable homes
2.28MThis home2.38M1.89M1.09M1.43M990kThis home vs active comparables
Live market pulseActive comparables in Bedford Park-Nortown · median list $2.60M
$1,303this home / sqft
9active listings nearby
1days on market
100sold nearby · 90 days
$2.48Mmedian sold price
95%of asking, on average

This home lists 2% above the area average of $1,277/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$2.10M
Leaside
$1.73M
Danforth Village-East York
$883K
Birchcliffe-Cliffside
$1.70M
L'Amoreaux
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ledbury Park Elementary and Middle School
77%
Ledbury Park Elementary and Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 77% meet the provincial standard

Affordability & Mortgage

Affordability
$10,391/mo
$430KIncome needed
5.3×Price ÷ income
$2,398Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,391Property tax $966Total carry $11,357

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,734per month

Mortgage amount $1,824,000 · 4.14% over 25 years

$456,000Down payment (20.0%)
$1,824,000Loan before insurance
$0CMHC premium
$10,699Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,734
Property tax
$966
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,699

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,475
Toronto municipal land transfer tax
$43,475
Estimated closing costs
$86,950

Plus your down payment of $456,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,822/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,096,062Total interest paid
$2,920,062Total of all payments
Principal $1,824,000 Interest $1,096,062
YearPrincipalInterestBalance
1$42,730$74,072$1,781,270
2$44,517$72,285$1,736,753
3$46,379$70,423$1,690,373
4$48,319$68,483$1,642,054
5$50,341$66,462$1,591,713
6$52,446$64,356$1,539,267
7$54,640$62,163$1,484,627
8$56,925$59,877$1,427,701
9$59,307$57,496$1,368,395
10$61,787$55,015$1,306,608
11$64,372$52,431$1,242,236
12$67,064$49,738$1,175,171
13$69,870$46,933$1,105,302
14$72,792$44,010$1,032,510
15$75,837$40,966$956,673
16$79,009$37,793$877,664
17$82,314$34,489$795,350
18$85,757$31,046$709,593
19$89,344$27,459$620,249
20$93,081$23,721$527,168
21$96,975$19,828$430,194
22$101,031$15,772$329,163
23$105,257$11,546$223,906
24$109,660$7,143$114,246
25$114,246$2,556$0

At the end of your 5-year term

Total paid over the term
$584,012
Principal paid down
$232,287
Interest paid
$351,726
Balance remaining
$1,591,713

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
0.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $11,586− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $20,656

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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