343-47 Lower River Street, Toronto, ON

Moss Park, Toronto · MLS® C13593606

$599,000
For Sale
Just listed today
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to Unit 343 at River City-an exceptional 1-bedroom plus den residence offering approximately 630 sq. ft. of thoughtfully designed living space in one of Toronto's most sought-after waterfront communities. This bright and modern suite features soaring exposed concrete ceilings, floor-to-ceiling windows, and an open-concept layout that maximizes both space and natural light. The versatile den is ideal as a home office, guest space, or reading nook, making it perfect for today's lifestyle.The contemporary kitchen is equipped with integrated appliances, sleek cabinetry, quartz countertops, and ample storage, seamlessly flowing into the spacious living and dining area. Step out onto your private balcony and enjoy views of the vibrant neighbourhood. The generous bedroom features large windows and excellent closet space. One locker is included for additional storage.Residents enjoy premium amenities including an outdoor pool, fitness centre, yoga studio, party room, guest suites, rooftop terrace, concierge, visitor parking, and more. Ideally located in the heart of Corktown, you're just steps to the Distillery District, Corktown Common, the Don River trails, Canary District, YMCA, cafes, restaurants, and everyday conveniences. Easy access to the King streetcar, the future Ontario Line, Gardiner Expressway, DVP, and downtown core makes commuting effortless.An outstanding opportunity for first-time buyers, professionals, or investors looking to own in one of Toronto's most dynamic and rapidly growing neighbourhoods.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13593606
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Lower River and King st E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Concrete
Maintenance
$486/mo
Exposure
West
Property tax
$2,831 / 2026
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$529Kest. value

Listed at $599,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($922/sqft) is below the area, so you are paying for extra space rather than a premium.

In Moss Park lately, sellers have been getting about 97% of asking and homes sell in about 32 days.

There were not many closely comparable homes right in Moss Park, so I widened the search to the surrounding area.

Based on 79 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 79 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $485K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $565K
  • Bedrooms −$30K
  • Adjusts to $535K

That comparable adjusts to $535K; the $529K estimate above is the median of all 79 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. River Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$477KGreat deal$599KOverpriced

Total price vs nearby homes. Fair value about $529K, median of 79 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$546kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

404-255 Richmond Street$567k1606-460 Adelaide Street$545k607-55 Ontario Street$555k607-90 Trinity Street$539k512-109 Front Street$525k

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home567k545k555k539k525kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $555K
$922this home / sqft
88active listings nearby
100sold nearby · 90 days
$629Kmedian sold price
97%of asking, on average

This home lists 11% below the area average of $1,040/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

95/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: River Street, about 69 m away

20+ transit stops14 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$774K
Church-Yonge Corridor
$635K
Bay Street Corridor
$525K
Waterfront Communities C1
$661K
Niagara
$721K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$2,730/mo
$124KIncome needed
4.8×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,730Property tax $236Condo fee $486Total carry $3,452

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,279Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$236
Condo / maintenance fees
$486
Heating
$0
Estimated monthly cost
$3,279

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,831− Condo fees $5,837− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,626

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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