868-209 Fort York Boulevard, Toronto, ON

Niagara, Toronto · MLS® C13596266

$399,000
For Sale
Just listed today
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome to Suite 868 at 209 Fort York Boulevard in Neptune Condos. This thoughtfully designed 1-bedroom suite is situated on the top floor of the lower podium, offering 522 sq. ft. of functional living space with no neighbours above, creating a quiet and peaceful home. The suite features hardwood floors, stainless steel appliances, built-in closets with lighting, ensuite laundry, and a private south-facing balcony that fills the space with natural light. Residents enjoy exceptional amenities, including an indoor pool, fitness centre, sauna, hot tub, and yoga studio. The building is also pet-friendly, making it a great option for pet owners, and is one of the few downtown condominiums that permits legal short-term rentals, offering added flexibility for owners. Perfectly positioned just steps from The Well, King West, Liberty Village, and Toronto's waterfront, you'll be surrounded by some of the city's best restaurants, cafés, shopping, and entertainment. Enjoy easy access to Lake Ontario, the Martin Goodman Trail, waterfront parks, and kilometres of walking and running trails. Everyday conveniences are all nearby, with Loblaws, Farm Boy, Sobeys, Shoppers Drug Mart, the LCBO, and countless neighbourhood essentials just minutes away. Commuting is effortless with TTC streetcar access at your doorstep, quick access to the Gardiner Expressway, and the future Ontario Line station at King & Bathurst, adding even greater convenience and long-term value. Providing the perfect balance of urban convenience and waterfront living, Suite 868 is an exceptional opportunity to own in one of Toronto's most vibrant and connected neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13596266
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Bathurst St and Lakeshore Blvd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$444/mo
Exposure
South
Property tax
$1,998 / 2025
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY
Moe’s TakeTeam Asgarian · Broker
Below comparables
$500Kest. value

Listed at $399,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Niagara lately, sellers have been getting about 96% of asking and homes sell in about 40 days.

Based on 53 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 53 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $369K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $477K
  • Bedrooms −$16K
  • Adjusts to $461K

That comparable adjusts to $461K; the $500K estimate above is the median of all 53 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$399KGreat deal$529KOverpriced

Total price vs nearby homes. Fair value about $500K, median of 53 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$450kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#215-215 Fort York Boulevard$419k1909-150 EAST LIBERTY Street$437k465-209 Fort York Boulevard$439k207-140 Bathurst Street$460k2903-215 Fort York Boulevard$495k

The 5 closest of 8 active listings nearby.

See all comparable homes
399kThis home419k437k439k460k495kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $560K
$726this home / sqft
51active listings nearby
100sold nearby · 90 days
$615Kmedian sold price
96%of asking, on average

This home lists 16% below the area average of $867/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$593K
Bay Street Corridor
$489K
Church-Yonge Corridor
$561K
Waterfront Communities C8
$760K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$1,819/mo
$87KIncome needed
4.6×Price ÷ income
$420Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $1,819Property tax $167Condo fee $444Total carry $2,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,703per month

Mortgage amount $319,200 · 4.14% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,703
Property tax
$167
Condo / maintenance fees
$444
Heating
$0
Estimated monthly cost
$2,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Toronto municipal land transfer tax
$4,460
Estimated closing costs
$8,920

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$191,811Total interest paid
$511,011Total of all payments
Principal $319,200 Interest $191,811
YearPrincipalInterestBalance
1$7,478$12,963$311,722
2$7,791$12,650$303,932
3$8,116$12,324$295,815
4$8,456$11,985$287,359
5$8,810$11,631$278,550
6$9,178$11,262$269,372
7$9,562$10,878$259,810
8$9,962$10,478$249,848
9$10,379$10,062$239,469
10$10,813$9,628$228,656
11$11,265$9,175$217,391
12$11,736$8,704$205,655
13$12,227$8,213$193,428
14$12,739$7,702$180,689
15$13,271$7,169$167,418
16$13,827$6,614$153,591
17$14,405$6,036$139,186
18$15,007$5,433$124,179
19$15,635$4,805$108,544
20$16,289$4,151$92,254
21$16,971$3,470$75,284
22$17,680$2,760$57,603
23$18,420$2,020$39,184
24$19,190$1,250$19,993
25$19,993$447$0

At the end of your 5-year term

Total paid over the term
$102,202
Principal paid down
$40,650
Interest paid
$61,552
Balance remaining
$278,550

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $1,998− Condo fees $5,332− Insurance $600− Vacancy & upkeep $2,244Net operating income $10,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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