110 Upper Canada Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13597608

$2,750,000
For Sale
Just listed today
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6Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

An Incredible Opportunity In North York's Prestigious St. Andrews Enclave! This Expansive 6+1 Bedroom, 5-Bathroom Residence Offers An Exceptional Combination Of Scale, Comfort, And Functionality, Perfectly Suited For Growing Families And Effortless Entertaining. The Beautifully Updated Kitchen Overlooks The Private, Landscaped Backyard And Flows Seamlessly Into Bright Principal Living Spaces Anchored By A Warm Gas Fireplace. A Rare Main Floor In-Law Suite Adds Outstanding Versatility For Multi-Generational Living, Guests, Or A Dedicated Home Office. Upstairs, Soaring Ceilings Enhance The Spacious Second Level, While The Sun-Filled, South-Facing Primary Suite Offers A Walk-In Closet And A Well-Appointed 4-Piece Ensuite. Outside, Discover A Private Backyard Retreat Complete With Your Own Basketball Court and Plenty Of Space To Relax, Play, Or Entertain. Ideally Located In One Of North York's Most Coveted Neighbourhoods, Just Moments From Top-Ranked Schools, Parks, TTC, Fine Dining, And Everyday Amenities. A Rare Offering In One Of Toronto's Most Established And Desirable Family Communities.

Key facts

Property type
Detached, 2-Storey
MLS®
C13597608
Bedrooms
6
Bathrooms
5 (1 half)
Size
3000-3500
Lot
60 × 200 ft
Cross streets
Yonge St/401
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$12,141 / 2026
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Living RoomMain4.97 × 3.77 m

hardwood floor · picture window · combined w/dining

Bedroom 4Second4.74 × 3.65 m

hardwood floor · large closet · hardwood floor

BreakfastMain4.49 × 3.62 m

walk-out · overlooks backyard · tile floor

Dining RoomMain4.21 × 3.77 m

combined w/living · hardwood floor · crown moulding

KitchenMain3.64 × 3.44 m

stainless steel appl · tile floor · picture window

Primary BedroomSecond6.24 × 4.92 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Second6.41 × 3.77 m

double closet · 3 pc ensuite · overlooks frontyard

BedroomMain3.38 × 2.56 m

picture window · hardwood floor · crown moulding

Bedroom 3Second3.80 × 3.56 m

hardwood floor · overlooks backyard · large closet

OfficeSecond3.74 × 3.44 m

b/i shelves · hardwood floor · closet

RecreationLower13.65 × 4.99 m

pot lights · above grade window · hardwood floor

Family RoomMain6.29 × 3.43 m

hardwood floor · walk-out · fireplace

Moe’s TakeTeam Asgarian · Broker
In line
$2.67Mest. value

Listed at $2,750,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In St. Andrew-Windfields lately, sellers have been getting about 95% of asking and homes sell in about 40 days.

Based on 10 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 10 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.30M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.26M
  • Bedrooms +$60K
  • Bathrooms −$30K
  • Adjusts to $2.29M

That comparable adjusts to $2.29M; the $2.67M estimate above is the median of all 10 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$2.29MGreat deal$3.24MOverpriced

Total price vs nearby homes. Fair value about $2.67M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.32Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

441 Guildwood Parkway$2.88M42 Stonebridge Boulevard$1.59M88 Olsen Drive$2.49M

The 3 closest active listings nearby.

See all comparable homes
2.75MThis home2.88M1.59M2.49MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $3.69M
$846this home / sqft
8active listings nearby
90sold nearby · 90 days
$2.69Mmedian sold price
95%of asking, on average

This home lists 15% below the area average of $1,000/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.84M
Willowdale West
$2.10M
Leaside
$1.73M
L'Amoreaux
$1.39M
Danforth Village-East York
$883K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$12,534/mo
$512KIncome needed
5.4×Price ÷ income
$2,892Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,534Property tax $1,012Total carry $13,545

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,740per month

Mortgage amount $2,200,000 · 4.14% over 25 years

$550,000Down payment (20.0%)
$2,200,000Loan before insurance
$0CMHC premium
$12,752Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,740
Property tax
$1,012
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,752

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$55,225
Toronto municipal land transfer tax
$55,225
Estimated closing costs
$110,450

Plus your down payment of $550,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,322,005Total interest paid
$3,522,005Total of all payments
Principal $2,200,000 Interest $1,322,005
YearPrincipalInterestBalance
1$51,538$89,342$2,148,462
2$53,694$87,186$2,094,767
3$55,940$84,940$2,038,827
4$58,280$82,600$1,980,547
5$60,718$80,162$1,919,829
6$63,258$77,623$1,856,572
7$65,903$74,977$1,790,668
8$68,660$72,220$1,722,008
9$71,532$69,348$1,650,476
10$74,524$66,356$1,575,952
11$77,641$63,239$1,498,311
12$80,889$59,991$1,417,422
13$84,272$56,608$1,333,149
14$87,797$53,083$1,245,352
15$91,470$49,410$1,153,882
16$95,296$45,584$1,058,586
17$99,282$41,598$959,304
18$103,435$37,445$855,869
19$107,761$33,119$748,108
20$112,269$28,611$635,839
21$116,965$23,915$518,874
22$121,857$19,023$397,017
23$126,954$13,926$270,062
24$132,265$8,615$137,797
25$137,797$3,083$0

At the end of your 5-year term

Total paid over the term
$704,401
Principal paid down
$280,171
Interest paid
$424,230
Balance remaining
$1,919,829

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $12,141− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $53,743

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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