301-415 Jarvis Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13599206

$499,000
For Sale
Just listed today
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2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Rarely offered northwest corner end-unit townhome that delivers the privacy and spacious feel of a semi-detached home with the convenience of condominium living. This beautifully updated multi-level residence offers generous living spaces, exceptional storage, and an incredible private rooftop terrace-all in one of downtown Toronto's most walkable neighbourhoods.Step inside through your own private street-level entrance-no elevators, shared hallways, or concierge required. The functional multi-level layout thoughtfully separates entertaining and private living areas, adapting effortlessly to work-from-home or family life.The modern kitchen features quartz countertops, a stylish glass tile backsplash, and an updated sink. Recent upgrades include pot lights, a renovated bathroom, smart home technology with a Nest thermostat and smoke/CO detectors, plus an owned high-efficiency HVAC system. Thoughtful details elevate everyday comfort throughout.The true showstopper is the expansive private rooftop terrace with sunshine, panoramic skyline views, a gas BBQ hookup, a water connection for gardening, and space to dine, entertain, and enjoy spectacular sunsets. Enjoy clear views overlooking the historic CBC Radio building and the National Ballet School of Canada.Located on Toronto's iconic Jarvis Street, once known as "Millionaires' Row," this home is steps from Allan Gardens, the off-leash dog park, and Montague Parkette directly behind the building. Walk to College Subway Station, TMU, U of T, George Brown, the Financial District, hospitals, restaurants, cafés, and shopping.Additional rare features include an owned parking space, two owned storage lockers, and in-suite storage with a walk-in pantry and under-stair storage.This is downtown living without compromise -offering space, privacy, and an unbeatable lifestyle in one exceptional, move-in-ready package.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13599206
Bedrooms
2
Bathrooms
1
Size
800-899
Cross streets
Jarvis St / Carlton St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$674/mo
Exposure
West
Property tax
$3,238 / 2026
Listing brokerage
CORCORAN HORIZON REALTY

Rooms

KitchenMain2.97 × 2.63 m

quartz counter · stainless steel appl · backsplash

Bedroom 2Second2.97 × 2.87 m

casement windows · closet · laminate

Living RoomMain2.51 × 6.23 m

combined w/dining · open concept · laminate

LaundryThird0.94 × 2.59 m

Tile Floor

OtherThird4.05 × 6.23 m

indirect lights · vinyl floor · west view

Primary BedroomSecond2.49 × 3.11 m

casement windows · mirrored closet · laminate

Dining RoomMain2.53 × 3.60 m

combined w/living · combined w/kitchen · large window

Our TakeTeam Asgarian · Broker
Below comparables
$583Kest. value

Listed at $499,000, and my independent estimate is about 14% below comparable homes, worth a close look.

In Cabbagetown-South St. James Town lately, sellers get about 98% of asking; homes sell in ~29 days.

List price
$499KGreat deal$642KOverpriced

Total price vs nearby homes. Fair value about $583K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $606K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cabbagetown-South St. James Town, so I widened the search to the surrounding area.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$512kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2072-3041 Finch Avenue$500k93-200 Mclevin Avenue$489k1-6 Bicknell Avenue$564k117-870 Jane Street$448k137-69 Curlew Drive$559k

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home500k489k564k448k559kThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $665K
$587this home / sqft
6active listings nearby
44sold nearby · 90 days
$1.08Mmedian sold price
98%of asking, on average

This home lists 20% below the area average of $738/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$744K
High Park-Swansea
$475K
Victoria Village
$800K
Parkwoods-Donalda
$654K
Willowdale East
$639K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$112KIncome needed
4.5×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,274Property tax $270Condo fee $674Total carry $3,218

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,074Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$270
Condo / maintenance fees
$674
Heating
$0
Estimated monthly cost
$3,074

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $3,238− Condo fees $8,086− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,912

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CORCORAN HORIZON REALTY. MLS®/PropTx.

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