2913-77 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13599490

$659,000
For Sale
Just listed today
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2Bedrooms
2Bathrooms
0Parking
600-699Sq Ft

About this home

Location,! Luxury 88 North Condos, Located in The Heart of Downtown Toronto. With This Exceptionally Well Laid-Out Floor Plan of 2-Bedrooms, 2-Bathrooms Condo and A Huge Wrap-around Balcony with an unobstructed view. It Features a Modern Kitchen with Quartz Countertops , and Backsplash & High-End Built-In Appliances. A stone-throw distance to Eaton Centre, Dundas Square, Ryerson University, St. Michael's Hospital, PATH, Theaters, Parks, George Brown College, The Financial District, City Hall & Nathan Phillips Square, and to the Subway. This Spectacular, Elegant Lobby Is Designed By World-Renowned Toronto Designers, Cecconi-Simone.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13599490
Bedrooms
2
Bathrooms
2
Size
600-699
Lot
645
Cross streets
Jarvis and Shuter St.
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Block
Maintenance
$490/mo
Exposure
South West
Property tax
$2,990 / 2025
Listing brokerage
CENTURY 21 NEW CONCEPT
Our TakeTeam Asgarian · Broker
Above comparables
$594Kest. value

Listed at $659,000, and my independent estimate is about 11% above what comparable homes suggest.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$594KGreat deal$659KOverpriced

Total price vs nearby homes. Fair value about $594K, median of 3 comparables.

How this estimate is builtthe short version

I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $557K, a close match.

Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 3 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$631kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1004-28 Wellesley Street$668k3103-47 Mutual Street$600k3204-47 Mutual Street$580k4806-89 Church Street$679k1915-82 Dalhousie Street$630k

The 5 closest of 8 active listings nearby.

See all comparable homes
659kThis home668k600k580k679k630kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $589K
$1,015this home / sqft
67active listings nearby
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 12% above the area average of $909/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$975K
Bay Street Corridor
$618K
Waterfront Communities C1
$608K
Niagara
$599K
Flemingdon Park
$430K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$3,004/mo
$135KIncome needed
4.9×Price ÷ income
$693Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,004Property tax $249Condo fee $490Total carry $3,743

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,813per month

Mortgage amount $527,200 · 4.14% over 25 years

$131,800Down payment (20.0%)
$527,200Loan before insurance
$0CMHC premium
$3,553Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,813
Property tax
$249
Condo / maintenance fees
$490
Heating
$0
Estimated monthly cost
$3,553

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,655
Toronto municipal land transfer tax
$9,655
Estimated closing costs
$19,310

Plus your down payment of $131,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,417/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,800Total interest paid
$844,000Total of all payments
Principal $527,200 Interest $316,800
YearPrincipalInterestBalance
1$12,350$21,410$514,850
2$12,867$20,893$501,982
3$13,405$20,355$488,577
4$13,966$19,794$474,611
5$14,550$19,210$460,061
6$15,159$18,601$444,902
7$15,793$17,967$429,109
8$16,453$17,307$412,656
9$17,142$16,618$395,514
10$17,859$15,901$377,655
11$18,606$15,154$359,050
12$19,384$14,376$339,666
13$20,195$13,565$319,471
14$21,039$12,721$298,432
15$21,920$11,841$276,512
16$22,836$10,924$253,676
17$23,792$9,968$229,884
18$24,787$8,973$205,097
19$25,824$7,936$179,274
20$26,904$6,856$152,370
21$28,029$5,731$124,341
22$29,201$4,559$95,140
23$30,423$3,337$64,717
24$31,695$2,065$33,021
25$33,021$739$0

At the end of your 5-year term

Total paid over the term
$168,800
Principal paid down
$67,139
Interest paid
$101,661
Balance remaining
$460,061

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $2,990− Condo fees $5,880− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,424

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 NEW CONCEPT. MLS®/PropTx.

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