529 Winona Drive, Toronto, ON

Oakwood Village, Toronto · MLS® C13632270

$949,000
For Sale
Just listed today
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
700-1100Sq Ft

About this home

Wide (26 ft) and extra deep (155ft) lot in prime Oakwood village location, perfect for renovation or rebuild. Located directly across from the playground, and the Oakwood Vaughan Community Hub. Zoned for highly rated JR Wilcox, and in close proximity to all major transit (Eglington LRT, Subway, Bus routes, HWY 401, and more). Mutual drive measures more than ~14 ft+ at its narrowest between houses, enough to park two or more small cars on driveway. Separate basement entrance (walk-up) at rear may be creatively utilized for future rental opportunities, while 2 bedrooms on main level offer a condo-alternative dwelling or rental offering for an investor.

Key facts

Property type
Detached, Bungalow
MLS®
C13632270
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
26 × 155.08 ft
Cross streets
Vaughan Rd & Oakwood
Parking
1 garage (detached)
Driveway
Mutual
Basement
Partially Finished, Walk-Up, Separate Entrance
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Unknown, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,886 / 2026
Listing brokerage
RE/MAX REALTRON REALTY INC.
Our TakeTeam Asgarian · Broker
In line
$809Kest. value

Listed at $949,000, and my independent estimate is within the range of comparable homes, on the higher side.

In Oakwood Village lately, sellers get about 96% of asking; homes sell in ~31 days.

List price
$755KGreat deal$986KOverpriced

Total price vs nearby homes. Fair value about $809K, median of 24 comparables.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 24 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $994K, higher than the comparables and worth a second look.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is J R Wilcox Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 24 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$898kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

140 Meighen Avenue$999k521 Glen Park Avenue$895k42 De Quincy Boulevard$800k

The 3 closest active listings nearby.

See all comparable homes
949kThis home999k895k800kThis home vs active comparables
Live market pulseActive comparables in Oakwood Village · median list $849K
$1,054this home / sqft
5active listings nearby
100sold nearby · 90 days
$1.25Mmedian sold price
96%of asking, on average

This home lists 7% below the area average of $1,135/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rockcliffe-Smythe
$729K
Stonegate-Queensway
$2.02M
Willowdale West
$2.10M
O'Connor-Parkview
$1.45M
West Humber-Clairville
$875K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near J R Wilcox Community School
72%
J R Wilcox Community SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$4,325/mo
$181KIncome needed
5.2×Price ÷ income
$998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,325Property tax $407Total carry $4,732

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.19%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 4, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,072per month

Mortgage amount $759,200 · 4.19% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,479Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,072
Property tax
$407
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,479

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.19%Qualifying rate
$4,943/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$462,438Total interest paid
$1,221,638Total of all payments
Principal $759,200 Interest $462,438
YearPrincipalInterestBalance
1$17,663$31,203$741,537
2$18,411$30,455$723,126
3$19,190$29,675$703,936
4$20,003$28,863$683,933
5$20,850$28,016$663,083
6$21,732$27,133$641,351
7$22,653$26,213$618,698
8$23,612$25,254$595,087
9$24,611$24,254$570,475
10$25,653$23,212$544,822
11$26,740$22,126$518,083
12$27,872$20,994$490,211
13$29,052$19,814$461,159
14$30,282$18,584$430,878
15$31,564$17,302$399,314
16$32,900$15,965$366,414
17$34,293$14,572$332,121
18$35,745$13,120$296,375
19$37,258$11,607$259,117
20$38,836$10,030$220,281
21$40,480$8,385$179,801
22$42,194$6,671$137,607
23$43,981$4,885$93,626
24$45,843$3,023$47,784
25$47,784$1,082$0

At the end of your 5-year term

Total paid over the term
$244,328
Principal paid down
$96,117
Interest paid
$148,211
Balance remaining
$663,083

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,886− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,200

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

CallRequest a showing