3505-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13669256

$749,000
For Sale
Just listed today
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Enjoy luxury living and breathtaking west-facing views in this rarely available 2-bedroom, 2-full-bathroom corner suite at X Condos. Featuring an abundance of natural light, soaring 9-foot ceilings, floor-to-ceiling windows, and laminate flooring throughout, this beautifully designed unit offers a bright and sophisticated living space. X Condos is renowned for its state-of-the-art amenities and impressive lobby. Residents enjoy 24-hour concierge service, an exercise and yoga room, outdoor pool, hot tub, BBQ and lounge areas, guest suites, and a party room. Ideally located just minutes from Yonge & Bloor, Yorkville, upscale shopping, dining, entertainment, and the subway, this exceptional residence offers the perfect combination of luxury, convenience, and urban living. Includes one locker and one underground parking space. Fresh Painting for the Whoel Unit!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13669256
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Ted Rogers Way & Charles St E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$724/mo
Exposure
South West
Property tax
$3,966 / 2025
Listing brokerage
REAL ONE REALTY INC.

Rooms

Bedroom 2Ground2.64 × 2.41 m

laminate · north view · double closet

Primary BedroomGround3.93 × 2.82 m

laminate · 4 pc ensuite · his and hers closets

Living RoomFlat8.89 × 3.56 m

laminate · combined w/dining · window floor to ceiling

KitchenGround8.89 × 3.56 m

stainless steel appl · corian counter · w/o to balcony

Dining RoomFlat8.89 × 3.56 m

combined w/living · laminate · window floor to ceiling

Our TakeTeam Asgarian · Broker
Above comparables
$686Kest. value

Listed at $749,000, and my independent estimate is about 9% above what comparable homes suggest.

In Church-Yonge Corridor lately, sellers get about 98% of asking; homes sell in ~33 days.

List price
$633KGreat deal$749KOverpriced

Total price vs nearby homes. Fair value about $686K, median of 16 comparables.

How this estimate is builtthe short version

I take the 16 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $689K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($882/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 16 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$767kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3405-21 Carlton Street$749k1001-281 Mutual Street$759k1210-101 Charles Street$709k2002-403 Church Street$798k3504-33 Lombard Street$819k

The 5 closest of 8 active listings nearby.

See all comparable homes
749kThis home749k759k709k798k819kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $652K
$882this home / sqft
41active listings nearby
100sold nearby · 90 days
$587Kmedian sold price
98%of asking, on average

This home lists 4% above the area average of $848/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$439K
Waterfront Communities C1
$560K
Mimico
$675K
Bayview Village
$459K
York University Heights
$456K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$3,414/mo
$158KIncome needed
4.7×Price ÷ income
$788Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,414Property tax $331Condo fee $724Total carry $4,468

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.19%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 13, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,214per month

Mortgage amount $599,200 · 4.19% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$4,268Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,214
Property tax
$331
Condo / maintenance fees
$724
Heating
$0
Estimated monthly cost
$4,268

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Toronto municipal land transfer tax
$11,455
Estimated closing costs
$22,910

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.19%Qualifying rate
$3,902/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$364,980Total interest paid
$964,180Total of all payments
Principal $599,200 Interest $364,980
YearPrincipalInterestBalance
1$13,941$24,627$585,259
2$14,531$24,036$570,729
3$15,146$23,421$555,583
4$15,787$22,780$539,795
5$16,456$22,112$523,340
6$17,152$21,415$506,187
7$17,879$20,689$488,309
8$18,636$19,932$469,673
9$19,425$19,143$450,249
10$20,247$18,320$430,002
11$21,104$17,463$408,898
12$21,998$16,569$386,900
13$22,929$15,638$363,971
14$23,900$14,667$340,071
15$24,912$13,655$315,159
16$25,967$12,601$289,193
17$27,066$11,501$262,127
18$28,212$10,355$233,915
19$29,406$9,161$204,509
20$30,651$7,916$173,857
21$31,949$6,618$141,908
22$33,302$5,265$108,606
23$34,712$3,855$73,895
24$36,181$2,386$37,713
25$37,713$854$0

At the end of your 5-year term

Total paid over the term
$192,836
Principal paid down
$75,860
Interest paid
$116,976
Balance remaining
$523,340

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,966− Condo fees $8,688− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,582

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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