2307-99 John Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13681332
About this home
This 2-bedroom, 2 full bathroom 870 SFT elegantly designed unit combines maximum space usage with exceptional functionality and abundant natural lighting, making for a rare experience in comfortable urban living.A corner unit on the 23rd floor with 9-foot-high ceilings, floor-to-ceiling windows in both bedrooms and the living / dining / kitchen area, it provides for a refreshing feel of space and openness rare in a downtown unit. The private 73 SFT balcony cradling the living room and the second bedroom with gorgeous views of the Toronto skyline adds to the open concept living.Excellent building amenities include 24-hour concierge service, an outdoor swimming pool, a hot tub, a sun deck, BBQ terrace, a fully equipped fitness centre, a yoga studio, a fully equipped business centre and an elegant party lounge that provides multi-purpose entertainment space.Located in Toronto's Entertainment District, this beautifully maintained 5-year-old condo is not only just steps from Toronto's Commercial hub & Financial District but is also in the heart of the entertainment centre featuring CN Tower, Rogers Centre, BMO Field and cinemas & theatres with restaurants, pubs and cafes featuring all types of cuisines and luxury shopping outlets all around.Connectivity to all parts of Toronto and suburbs as well as to the Union Station and to the 2 airports is provided through both the public transport system and the major road / highway network.Ideal for professionals, investors, and those seeking a premium downtown lifestyle.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13681332
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- John and Adelaide
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $792/mo
- Exposure
- North West
- Property tax
- $4,826 / 2026
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Listed at $789,000, and my independent estimate is about 8% above what comparable homes suggest.
In Waterfront Communities C1 lately, sellers get about 96% of asking; homes sell in ~38 days.
Total price vs nearby homes. Fair value about $732K, median of 4 comparables.
How this estimate is builtthe short version
I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $892K, a bit higher.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. John Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($929/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 4 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% above the area average of $900/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: John Street, about 85 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 17, 2026); conventional rates run a little higher.
Mortgage amount $631,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,403
- Property tax
- $402
- Condo / maintenance fees
- $792
- Heating
- $0
- Estimated monthly cost
- $4,597
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,255
- Toronto municipal land transfer tax
- $12,255
- Estimated closing costs
- $24,510
Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,172
- Principal paid down
- $79,441
- Interest paid
- $124,731
- Balance remaining
- $551,759
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.