233 Finch Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13682414
About this home
**SUN-FILLED SOUTH FACING ***END UNIT*** + ***MORE WINDOWS*** = THE HOME BUYERS HAVE BEEN WAITING FOR. **Some Homes Simply Check the Boxes. This One Gives You More. A Cozy End Unit Offering Exceptional Natural Light, Extensive Upgrades. Hardwood Flooring Spans Every Level, Complemented by 9-ft Ceilings, a Designer Waffle Ceiling, Fresh Paint, and a Beautifully Updated Kitchen With Modern Finishes. **The Spacious Primary Retreat Features a Luxurious 5-piece Ensuite and Sitting Area, While Each Additional Bedroom Also Offers Its Own Sitting Space-an Uncommon Feature That Adds Both Comfort and Flexibility. **A Unique Second-floor Corner Lounge Provides the Perfect Spot For A Home Office, Study, or Quiet Moments of Relaxation.**The Functional Layout is Matched By A Professional Landscaped Private Backyard, Two-car Tandem Garage. Even Better, Every Major Piece of Equipment is Owned, Eliminating Rental Contracts and Monthly Fees. Nestled in One of North York's Most Desirable Neighbourhoods. Walk to Finch Transit, Yonge Subway, Parks, Restaurants, Cafes, Shopping, and More While Enjoying the Comfort of A Move-in Ready Home With Lower Monthly Carrying Costs.
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- C13682414
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 64.2 × 19 ft
- Cross streets
- S.of Finch & E. of Willowdale
- Parking
- 2 garage · 3 parking (built-in)
- Driveway
- None
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,821 / 2026
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Listed at $1,159,000, and my independent estimate is right in line with comparable homes.
In Willowdale East lately, sellers get about 101% of asking; homes sell in ~20 days · prices down 3% YoY.
Total price vs nearby homes. Fair value about $1.17M, median of 23 comparables.
How this estimate is builtthe short version
I take the 23 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.16M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Willowdale East, so I widened the search to the surrounding area.
Based on 23 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 1% below the area average of $667/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 17, 2026); conventional rates run a little higher.
Mortgage amount $927,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,999
- Property tax
- $568
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,567
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,655
- Toronto municipal land transfer tax
- $19,655
- Estimated closing costs
- $39,310
Plus your down payment of $231,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $299,918
- Principal paid down
- $116,695
- Interest paid
- $183,223
- Balance remaining
- $810,505
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.