805-95 Lombard Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13683636
About this home
Completely renovated, spacious 2 bedroom with parking & 2 lockers in super quiet boutique building with only 5 suites per floor! The current owner opened up the kitchen and reconfigured the bedroom wall for optimal efficient floor plan. Bright and spacious at St. James Place in an unbeatable downtown location near St.Lawrence Market! This clean, well-maintained suite features an open-concept layout, a renovated kitchen with quartz countertops and stainless steel appliances, and large windows that fill the space with natural light. Beautiful view of the downtown Toronto skyline! The generous primary bedroom includes a private ensuite. Second locker is undeeded. Units have use of a small locker room on each floor. This suites locker is in front of the unit. Just steps to the TTC, Financial District, parks, shopping, and some of the city's best dining.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13683636
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 1000-1199
- Cross streets
- Lombard & Jarvis
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,386/mo
- Exposure
- South West
- Property tax
- $2,731 / 2026
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Listed at $629,900, and my independent estimate is about 20% below comparable homes, worth a close look.
In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~36 days.
Total price vs nearby homes. Fair value about $792K, median of 38 comparables.
How this estimate is builtthe short version
I take the 38 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $490K, lower than the comparables and worth a second look.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Jarvis Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Based on 38 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 31% below the area average of $835/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Jarvis Street, about 181 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 17, 2026); conventional rates run a little higher.
Mortgage amount $503,920 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,717
- Property tax
- $228
- Condo / maintenance fees
- $1,386
- Heating
- $0
- Estimated monthly cost
- $4,330
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,073
- Toronto municipal land transfer tax
- $9,073
- Estimated closing costs
- $18,146
Plus your down payment of $125,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $163,001
- Principal paid down
- $63,422
- Interest paid
- $99,579
- Balance remaining
- $440,498
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.