102 Ridge Drive, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13713846
About this home
Nestled in the heart of Moore Park, this wonderful 4+1 bedroom family home balances timeless elegance with practical warmth. From the moment you step through the striking red entry door, you're greeted by a space where memories are waiting to be made. The main floor flows effortlessly from the bright living room - anchored by a cozy gas-burning fireplace - into a formal dining room that leads directly into a sun-drenched family room. This open transition creates a perfect heart for the home, where large windows overlook the backyard and keep the entire main level feeling bright and connected. The renovated chef's kitchen is a standout, featuring a granite island and professional-grade appliances, seamlessly connecting to a breakfast area with walk-out access to a private deck and garden. Upstairs, the second floor offers a genuine sanctuary. The primary suite is a rare find, featuring a private sitting room that opens to a balcony perched among the treetops for quiet escapes, alongside a 5-piece ensuite with heated floors and hydrotherapy tub. Two additional bedrooms on this level provide plenty of room for kids to grow, while the skylit third floor offers a secluded fourth bedroom or a dedicated home office. Plumbing is roughed in for a future bathroom on the third floor. With a convenient side entrance, the lower level features a dedicated media room, a private fifth bedroom, and a full 3-piece bathroom. A spacious laundry room and extensive storage and utility areas ensure there is a place for everything. Private parking is available for 2 cars in the driveway. Outside, your private park awaits; the spacious deck and stone patio are framed by vibrant gardens and privacy fencing, creating an urban oasis for summer BBQs. Located just steps from top-tier schools, the Summerhill subway, David A. Balfour Park and the Summerhill Market, this is more than a house - it's a rare opportunity to put down roots in a community designed for generations of family living.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- C13713846
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 40 × 90 ft
- Cross streets
- Mt Pleasant / St Clair E
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Baseboard
- A/C
- Wall Unit(s)
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,911 / 2026
- Listing brokerage
- ROYAL LEPAGE/J & D DIVISION
Rooms
5 pc ensuite · combined w/sunroom · mirrored closet
cathedral ceiling(s) · picture window · broadloom
large window · double closet · hardwood floor
wainscoting · leaded glass · hardwood floor
w/o to deck · window · hardwood floor
recessed lighting · above grade window · broadloom
stainless steel appl · undermount sink · centre island
bay window · recessed lighting · hardwood floor
gas fireplace · bay window · hardwood floor
laundry sink · b/i shelves · above grade window
panelled · closet · hardwood floor
3 pc bath · recessed lighting · broadloom
w/o to balcony · combined w/primary · hardwood floor
Listed at $3,295,000, and my independent estimate is within the range of comparable homes, on the higher side.
In Rosedale-Moore Park lately, sellers get about 97% of asking; homes sell in ~31 days.
Total price vs nearby homes. Fair value about $2.91M, median of 35 comparables.
How this estimate is builtthe short version
I take the 35 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.88M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Whitney Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.
Based on 35 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 33% below the area average of $1,800/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 26, 2026); conventional rates run a little higher.
Mortgage amount $2,636,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,211
- Property tax
- $1,159
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $15,370
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $68,850
- Toronto municipal land transfer tax
- $71,800
- Estimated closing costs
- $140,650
Plus your down payment of $659,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $852,658
- Principal paid down
- $331,761
- Interest paid
- $520,897
- Balance remaining
- $2,304,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE/J & D DIVISION. MLS®/PropTx.