2908-82 Dalhousie Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13725766

$499,900
For Sale
Just listed today
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1Bathrooms
0Parking
0-499Sq Ft

About this home

Opportunity to own in one of Toronto's fastest-growing downtown communities! This Functional Studio Offers Smart Urban Living Just Steps From Everything The City Has To Offer. Featuring Just Under 400 Sq Ft Of Efficiently Designed Space, high-floor unit that has consistently proven its popularity in the rental market. , this suite offers both comfort and style. Perfectly situated in the heart of downtown, steps from TMU (Ryerson), Eaton Centre, Dundas Station, and the Financial District. Featuring a functional open-concept layout with premium finishes and floor-to-ceiling windows, Residents have access to top-tier amenities: 24-hr gym, rooftop lounge, and professional co-working spaces. Whether for a savvy investor looking for a turn-key property with a proven track record or an end-user seeking a vibrant lifestyle, Laminate Flooring. S/S Appliances, Fridge, Stove, Oven, Dishwasher, Microwave. Quartz Kitchen Countertops & Window SillsLaminate Flooring.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13725766
Bathrooms
1
Size
0-499
Cross streets
Church & Dundas
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$342/mo
Exposure
West
Property tax
$2,394 / 2026
Listing brokerage
REAL ONE REALTY INC.

Rooms

KitchenFlat4.65 × 3.20 m

laminate · quartz counter · b/i appliances

Living RoomFlat4.65 × 3.20 m

laminate · combined w/dining · west view

Dining RoomFlat4.65 × 3.20 m

laminate · combined w/living · closet

Our TakeTeam Asgarian · Broker
In line
$473Kest. value

Listed at $499,900, and my independent estimate is right in line with comparable homes.

List price
$465KBelow recent closings$536KAbove recent closings

Total price vs nearby homes. Fair value about $473K, median of 7 comparables.

The market behind the math:

100sold nearby · 90 days
$565Kmedian sold price
96%of asking, on average
This home
Below area avgAbove area avg

Price per square foot: this home lists at $2,004/sqft against an area asking average of $1,548/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 7 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $558K, a bit higher.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 7 comparable homes that recently sold nearby.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$420kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3609-42 Charles Street $1,864/sqft$465k1101-89 Church Street $1,691/sqft$422k4110-252 Church Street $1,663/sqft$415k3906-50 Charles Street $1,599/sqft$399k2703-77 Mutual Street $1,599/sqft$399k

Per square foot, these ask about $1,683/sqft; this home lists at $2,004/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home465k422k415k399k399kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$440K
Bay Street Corridor
$638K
Regent Park
$499K
Kensington-Chinatown
$700K
Waterfront Communities C1
$662K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,278/mo
$103KIncome needed
4.8×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,278Property tax $200Condo fee $342Total carry $2,819

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,156per month

Mortgage amount $399,920 · 4.24% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,156
Property tax
$200
Condo / maintenance fees
$342
Heating
$0
Estimated monthly cost
$2,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$2,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$246,884Total interest paid
$646,804Total of all payments
Principal $399,920 Interest $246,884
YearPrincipalInterestBalance
1$9,240$16,632$390,680
2$9,636$16,236$381,044
3$10,049$15,823$370,995
4$10,479$15,393$360,516
5$10,929$14,944$349,587
6$11,397$14,475$338,190
7$11,885$13,987$326,305
8$12,394$13,478$313,911
9$12,926$12,947$300,985
10$13,479$12,393$287,506
11$14,057$11,815$273,449
12$14,659$11,213$258,789
13$15,287$10,585$243,502
14$15,943$9,930$227,559
15$16,626$9,247$210,934
16$17,338$8,534$193,596
17$18,081$7,791$175,515
18$18,856$7,016$156,659
19$19,664$6,208$136,995
20$20,506$5,366$116,489
21$21,385$4,487$95,104
22$22,301$3,571$72,803
23$23,257$2,615$49,546
24$24,253$1,619$25,293
25$25,293$580$0

At the end of your 5-year term

Total paid over the term
$129,361
Principal paid down
$50,333
Interest paid
$79,028
Balance remaining
$349,587

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,394− Condo fees $4,099− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,471

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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