99 Harlandale Avenue, Toronto, ON

Lansing-Westgate, Toronto · MLS® C13726782

$1,600,000
For Sale
Listed 37 days agoNo offer date stated
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4+2Bedrooms
3Bathrooms
3Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 99 Harlandale Ave, ideally situated in the heart of North York's highly sought after Lansing Westgate community.
  • This solid bungalow sits on a generous 50 x 117.66 ft lot, surrounded by multi million dollar custom homes, making it an excellent opportunity for homeowners...
  • A walkout with deck provides direct access to the private backyard, creating an inviting space for outdoor enjoyment and entertaining.
  • The finished basement features two bachelor units, offering excellent potential for additional living space or rental income.
  • Potential redevelopment subject to municipal approvals.

Welcome to 99 Harlandale Ave, ideally situated in the heart of North York's highly sought after Lansing Westgate community. This solid bungalow sits on a generous 50 x 117.66 ft lot, surrounded by multi million dollar custom homes, making it an excellent opportunity for homeowners, investors, or those exploring future redevelopment. The home features a practical and functional layout with plenty of natural light throughout. A walkout with deck provides direct access to the private backyard, creating an inviting space for outdoor enjoyment and entertaining. The flexible interior offers plenty of potential to customize the home to suit a variety of lifestyles. Main floor includes a washer&dryer and basement has its own washer&dryer. The finished basement features two bachelor units, offering excellent potential for additional living space or rental income. Enjoy the convenience of a quiet residential street while remaining just minutes from Yonge Street, subway access, Highway 401, parks, schools, shopping, and a wide variety of restaurants and amenities. For investors, the property offers attractive rental income. The main level currently generates $3,570/month in rent, with the two basement bachelor units offering potential rental income of approximately $1,500/month each, for a potential total rental income of approximately $6,570/month or $78,840 annually. With conventional mortgage, this property is cashflow positive. 4.35% or higher potential CAP rate based on projected rental income. Whether you're looking to move in, generate rental income, or explore future redevelopment possibilities, 99 Harlandale Ave offers an exceptional opportunity in one of North York's most desirable neighbourhoods. Potential redevelopment subject to municipal approvals.

Key facts

Property type
Detached, Bungalow
MLS®
C13726782
Bedrooms
4+2 (6 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
50.06 × 117.82 ft
Cross streets
Yonge St & Sheppard Ave
Parking
3 parking
Driveway
Private
Basement
Apartment, Separate Entrance, Full, Finished
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,737 / 2025
Days on market
37
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Bedroom 3Ground3.20 × 3.00 m

mirrored closet · window

Dining RoomGround4.30 × 3.43 m

hardwood floor · combined w/living · window

OtherLower0.00 × 0.00 m

3 pc ensuite · open concept

Living RoomGround4.62 × 4.32 m

hardwood floor · combined w/dining · window

Bedroom 4Ground3.30 × 3.00 m

Closet

Primary BedroomGround3.45 × 0.00 m

mirrored closet · window

OtherLower0.00 × 0.00 m

3 pc ensuite · open concept

KitchenGround2.95 × 4.50 m

ceramic floor · open concept

OfficeGround3.30 × 1.70 m

Window

Bedroom 2Ground3.31 × 2.43 m

closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.56Mlikely sale price

Listed at $1,600,000. Going by how homes in Lansing-Westgate and the wider GTA have actually closed against their asking prices (about 97%, 19 local closings in 90 days), the likely sale price is near $1.56M, if it sells. A realistic range is $1.46M to $1.75M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.46MBelow recent closings$1.75MAbove recent closings

Total price vs nearby homes. Likely closing about $1.56M, from 19 recent closings in this pocket.

The market behind the math:

19sold nearby · 90 days
$2.05Mmedian sold price
97%of asking, on average
+10%prices vs a year ago
~21 dayshomes like this take to sell
37days on market so far
$5,709/moest. rent · 5 leases
4.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.9 months of inventory: 31 detached homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,231/sqft against an area asking average of $1,052/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Lansing-Westgate: 17 of the 136 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.20M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Cameron Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Lansing-Westgate, so I widened the search to the surrounding area.

Based on 19 comparable homes that sold in Lansing-Westgate over the past two years, from 131 closings there.

What sellers nearby are askingCurrently listed nearby in Lansing-Westgate · asking prices
$1.53Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.22M, which is where my estimate comes from.

Per square foot, these ask about $1,059/sqft; this home lists at $1,231/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.60MThis home1.60M1.55M1.34M1.69M1.49MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,353 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M671

Neighbourhood & location

Lansing-Westgate, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.15M
Don Valley Village
$1.25M
York University Heights
$1.15M
Oakwood Village
$1.88M
Wexford-Maryvale
$985K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cameron Public School
81%
Cameron Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter Academy for the Arts · Catholic secondary0.6 km · 92% at standard
Cardinal Carter ES · Catholic elementary0.6 km
Claude Watson School for the Arts · Public elementary0.8 km · 96% at standard
Earl Haig Secondary School · Public secondary1.2 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.3 km · 94% at standard
Avondale Public School · Public elementary1.3 km · 70% at standard
Churchill Public School · Public elementary1.4 km · 83% at standard
McKee Public School · Public elementary1.5 km · 86% at standard
St Cyril Catholic School · Catholic elementary1.7 km · 90% at standard
Yorkview Public School · Public elementary2.0 km · 52% at standard
St Antoine Daniel Catholic School · Catholic elementary2.1 km · 58% at standard
St Gabriel Catholic School · Catholic elementary2.2 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,292/mo
$301KIncome needed
5.3×Price ÷ income
$1,683Weekly cost
$56,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,292Property tax $645Total carry $7,937

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,077per month

Mortgage amount $1,280,000 · 4.49% over 25 years

$320,000Down payment (20.0%)
$1,280,000Loan before insurance
$0CMHC premium
$7,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,077
Property tax
$645
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Toronto municipal land transfer tax
$28,475
Estimated closing costs
$56,950

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,566/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$843,202Total interest paid
$2,123,202Total of all payments
Principal $1,280,000 Interest $843,202
YearPrincipalInterestBalance
1$28,564$56,364$1,251,436
2$29,861$55,067$1,221,575
3$31,217$53,711$1,190,358
4$32,634$52,294$1,157,724
5$34,116$50,812$1,123,608
6$35,665$49,263$1,087,943
7$37,284$47,644$1,050,658
8$38,977$45,951$1,011,681
9$40,747$44,181$970,934
10$42,597$42,331$928,337
11$44,531$40,397$883,806
12$46,553$38,375$837,253
13$48,667$36,261$788,587
14$50,876$34,052$737,710
15$53,186$31,742$684,524
16$55,601$29,327$628,923
17$58,126$26,802$570,797
18$60,765$24,163$510,033
19$63,524$21,404$446,509
20$66,408$18,520$380,101
21$69,423$15,505$310,678
22$72,575$12,353$238,102
23$75,870$9,058$162,232
24$79,315$5,613$82,917
25$82,917$2,012$0

At the end of your 5-year term

Total paid over the term
$424,640
Principal paid down
$156,392
Interest paid
$268,248
Balance remaining
$1,123,608

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Lansing-Westgate$5,709/mo
$68,508Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,855 to $6,394Typical rent range
~37 daysTo find a tenant, on average

The suite is real income here: basements rent in Lansing-Westgate (17 of 136 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Lansing-Westgate signed at a median of $6,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,709. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $7,737− Insurance $1,400− Vacancy & upkeep $7,536Net operating income $51,835

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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