175 Estelle Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13751382

$2,980,000
For Sale
Listed 4 days agoNo offer date stated
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5+1Bedrooms
7Bathrooms
3Garage · 9 parking
3500-5000Sq ft

About this home

In short

  • Step into absolute luxury with this custom-built 2-storey masterpiece in prestigious Willowdale East.
  • Inside, grand 10 ft ceilings on the main floor and 9 ft ceilings on the upper level and basement create an airy, light-filled atmosphere.
  • Architectural highlights include a striking circular open-riser staircase with wrought-iron pickets, rich hardwood and marble flooring, and custom built-in bookcases...
  • The gourmet chef's kitchen features marble floors, a massive center island, a large walk-in pantry, and custom cabinetry.
  • Minutes to top-ranked schools, parks, Bayview, and Finch.

Step into absolute luxury with this custom-built 2-storey masterpiece in prestigious Willowdale East! Offering approximately 4,200 sq. ft. of above-grade refine living space plus a fully finished walk-up basement, this home impresses from the moment you arrive with its dramatic natural stone facade and sun-protection privacy windows.Inside, grand 10 ft ceilings on the main floor and 9 ft ceilings on the upper level and basement create an airy, light-filled atmosphere. Architectural highlights include a striking circular open-riser staircase with wrought-iron pickets, rich hardwood and marble flooring, and custom built-in bookcases in both the main-floor office and family room. Cozy up by gas fireplaces in the living room, family room, and lower-level recreation room.The gourmet chef's kitchen features marble floors, a massive center island, a large walk-in pantry, and custom cabinetry. Upstairs, enjoy spacious bedrooms with dedicated ensuite baths. The lower-level walk-up basement is built for entertaining, complete with a wet bar, laminate floors, and a 3-piece bath. Minutes to top-ranked schools, parks, Bayview, and Finch!

Key facts

Property type
Detached, 2-Storey
MLS®
C13751382
Bedrooms
5+1 (6 total)
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
65.18 × 117.58 ft
Cross streets
Bayview/Finch
Parking
3 garage · 9 parking (built-in)
Driveway
Private
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$19,870 / 2025
Days on market
4
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Bedroom 5Second3.80 × 3.65 m

hardwood floor · 4 pc ensuite · closet

LaundryGround3.15 × 1.80 m

marble floor · w/o to garage · closet

KitchenGround6.80 × 5.70 m

centre island · marble floor · pantry

Dining RoomGround4.20 × 3.65 m

hardwood floor · wainscoting · crown moulding

RecreationBasement13.00 × 4.10 m

laminate · wet bar · walk-up

Bedroom 3Second5.50 × 5.00 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

BathroomBasement0.00 × 0.00 m

3 Pc Bath

Bedroom 2Second3.85 × 3.60 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

BedroomBasement0.00 × 0.00 m

Laminate

OfficeGround3.90 × 2.70 m

hardwood floor · french doors

Bedroom 4Second3.80 × 3.65 m

hardwood floor · 4 pc ensuite · closet

Family RoomGround5.70 × 3.90 m

hardwood floor · gas fireplace · b/i bookcase

Living RoomGround5.10 × 3.65 m

hardwood floor · wainscoting · gas fireplace

Primary BedroomSecond6.00 × 3.90 m

hardwood floor · 6 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
In line
$3.04Mest. value

Listed at $2,980,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.04M, typically $2.69M to $3.43M. Comparable closings on their own put this home around $3.17M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $3.21M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.69MBelow recent closings$3.43MAbove recent closings

Total price vs nearby homes. Fair value about $3.04M, median of 91 comparables.

The market behind the math:

38sold nearby · 90 days
$2.33Mmedian sold price
97%of asking, on average
+3%prices vs a year ago
~37 dayshomes like this take to sell
4days on market so far
$8,283/moest. rent · 39 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 21 detached homes for sale in the area against 38 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $701/sqft against an area asking average of $816/sqft. Size and $/sqft both feed the estimate above.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 91 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.21M, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 91 comparable homes that sold in Willowdale East over the past two years, from 215 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$3.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $755/sqft; this home lists at $701/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.98MThis home2.99M3.29M3.35MThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Brookhaven-Amesbury
$1.00M
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bayview Middle School · Public elementary1.0 km · 80% at standard
Hollywood Public School · Public elementary1.2 km · 96% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.3 km · 74% at standard
St Gabriel Catholic School · Catholic elementary1.4 km · 70% at standard
Lester B Pearson Elementary School · Public elementary1.4 km · 92% at standard
Avondale Secondary Alternative School · Public secondary1.5 km
McKee Public School · Public elementary1.5 km · 86% at standard
Elkhorn Public School · Public elementary1.6 km · 85% at standard
St Cyril Catholic School · Catholic elementary1.8 km · 90% at standard
St Agnes Catholic School · Catholic elementary2.0 km · 82% at standard
Claude Watson School for the Arts · Public elementary2.1 km · 96% at standard
Drewry Secondary School · Public secondary2.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,582/mo
$575KIncome needed
5.2×Price ÷ income
$3,134Weekly cost
$121,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $13,582Property tax $1,656Total carry $15,238

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,852per month

Mortgage amount $2,384,000 · 4.24% over 25 years

$596,000Down payment (20.0%)
$2,384,000Loan before insurance
$0CMHC premium
$14,508Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,852
Property tax
$1,656
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,508

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$60,975
Toronto municipal land transfer tax
$60,975
Estimated closing costs
$121,950

Plus your down payment of $596,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$15,595/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,471,723Total interest paid
$3,855,723Total of all payments
Principal $2,384,000 Interest $1,471,723
YearPrincipalInterestBalance
1$55,082$99,147$2,328,918
2$57,442$96,787$2,271,476
3$59,903$94,325$2,211,573
4$62,470$91,759$2,149,102
5$65,147$89,082$2,083,955
6$67,939$86,290$2,016,016
7$70,850$83,379$1,945,167
8$73,886$80,343$1,871,281
9$77,052$77,177$1,794,229
10$80,353$73,876$1,713,876
11$83,796$70,433$1,630,080
12$87,387$66,842$1,542,693
13$91,131$63,098$1,451,562
14$95,036$59,193$1,356,525
15$99,109$55,120$1,257,417
16$103,355$50,874$1,154,061
17$107,784$46,445$1,046,277
18$112,403$41,826$933,875
19$117,219$37,010$816,656
20$122,242$31,987$694,414
21$127,480$26,749$566,934
22$132,942$21,287$433,992
23$138,639$15,590$295,354
24$144,579$9,650$150,774
25$150,774$3,455$0

At the end of your 5-year term

Total paid over the term
$771,145
Principal paid down
$300,045
Interest paid
$471,100
Balance remaining
$2,083,955

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 39 whole-home leases in Willowdale East$8,283/mo
$99,396Gross annual rent
2.3%Cap rate after taxes and upkeep
$7,730 to $9,935Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 39 whole-home leases in Willowdale East signed at a median of $8,033 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,283. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $19,870− Insurance $1,400− Vacancy & upkeep $10,934Net operating income $67,192

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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