521-120 Harrison Garden Blvd Boulevard, Toronto, ON

Willowdale East, Toronto · MLS® C13772492

$545,000
For Sale
Listed 9 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Your perfect stylish North York condo is here.
  • Low-maintenance, beat value 2 Beds + 2 Bath condo living at 120 Harrison Garden Blvd.
  • A comfortable 2nd bedroom designed for privacy or to be used a very spacious office for WFH.
  • Short walk (8 mins) to all the conveniences of Yonge / Sheppard or take the daily shuttle from front door to TTC Sheppard Subway.

Your perfect stylish North York condo is here! Low-maintenance, beat value 2 Beds + 2 Bath condo living at 120 Harrison Garden Blvd. A comfortable 2nd bedroom designed for privacy or to be used a very spacious office for WFH. Short walk (8 mins) to all the conveniences of Yonge / Sheppard or take the daily shuttle from front door to TTC Sheppard Subway. A modern kitchen with upgraded built-in appliances perfect at home dinner for quiet nights! A spacious bright balcony with lots of East & South light for your much needed morning coffee. Ideal home for someone who wants to the accessibility of the TTC subway, conveniences of Yonge/Sheppard and the hustle and bustle without the the stress.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13772492
Bedrooms
2
Bathrooms
2
Size
600-699 sq ft
Cross streets
Yonge And Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$654/mo
Exposure
East
Property tax
$3,361 / 2026
Days on market
9
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomGround3.95 × 3.05 m

window floor to ceiling · w/o to balcony

KitchenGround3.47 × 2.74 m

granite counters · custom backsplash · b/i appliances

Dining RoomGround3.47 × 2.74 m

Combined w/Kitchen

Bedroom 2Ground2.89 × 2.67 m

Closet

Primary BedroomGround3.35 × 3.05 m

4 pc ensuite · window floor to ceiling

Our TakeTeam Asgarian · Broker
A small discount is typical
$532Klikely closing

Listed at $545,000 with no offer date. Homes here have been closing close to ask, so my read is $532K, typically $517K to $541K. Comparable closings on their own put this home around $559K, which supports the ask, so this is a firm read.

List price
$517KBelow recent closings$545KAbove recent closings

Total price vs nearby homes. Likely closing about $532K, from 140 recent closings in this pocket.

The market behind the math:

140sold nearby · 90 days
$553Kmedian sold price
98%of asking, on average
−12%prices vs a year ago
~28 dayshomes like this take to sell
9days on market so far
$2,536/moest. rent · 13 leases
5.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 57 condo apartment homes for sale in the area against 140 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $839/sqft against an area asking average of $820/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 140 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $519K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

On schools, this address is zoned for Claude Watson School for the Arts, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 17 homes sold in this building over the past year, from 500 closings in Willowdale East.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$440K
Henry Farm
$499K
Mount Pleasant West
$509K
Tam O'Shanter-Sullivan
$499K
Bay Street Corridor
$552K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 1.0 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.3 km · 94% at standard
Avondale Public School · Public elementary0.3 km · 70% at standard
Cardinal Carter ES · Catholic elementary0.8 km
Cardinal Carter Academy for the Arts · Catholic secondary0.8 km · 92% at standard
St Edward Catholic School · Catholic elementary0.9 km · 89% at standard
St Andrew's Middle School · Public elementary1.3 km · 81% at standard
Owen Public School · Public elementary1.3 km · 59% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Hollywood Public School · Public elementary1.7 km · 96% at standard
McKee Public School · Public elementary1.9 km · 86% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary2.0 km · 76% at standard
Harrison Public School · Public elementary2.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,484/mo
$120KIncome needed
4.6×Price ÷ income
$573Weekly cost
$14,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,484Property tax $280Condo fee $654Total carry $3,418

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,387per month

Mortgage amount $436,000 · 4.39% over 25 years

$109,000Down payment (20.0%)
$436,000Loan before insurance
$0CMHC premium
$3,321Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,387
Property tax
$280
Condo / maintenance fees
$654
Heating
$0
Estimated monthly cost
$3,321

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,375
Toronto municipal land transfer tax
$7,375
Estimated closing costs
$14,750

Plus your down payment of $109,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,891/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$279,965Total interest paid
$715,965Total of all payments
Principal $436,000 Interest $279,965
YearPrincipalInterestBalance
1$9,866$18,772$426,134
2$10,304$18,335$415,830
3$10,761$17,877$405,069
4$11,239$17,400$393,830
5$11,738$16,901$382,092
6$12,259$16,380$369,833
7$12,803$15,836$357,030
8$13,371$15,268$343,659
9$13,964$14,674$329,695
10$14,584$14,054$315,111
11$15,231$13,407$299,879
12$15,907$12,731$283,972
13$16,613$12,025$267,359
14$17,351$11,288$250,008
15$18,121$10,518$231,887
16$18,925$9,714$212,962
17$19,765$8,874$193,197
18$20,642$7,996$172,555
19$21,558$7,080$150,997
20$22,515$6,124$128,481
21$23,514$5,124$104,967
22$24,558$4,081$80,409
23$25,648$2,991$54,761
24$26,786$1,852$27,975
25$27,975$664$0

At the end of your 5-year term

Total paid over the term
$143,193
Principal paid down
$53,908
Interest paid
$89,285
Balance remaining
$382,092

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Willowdale East$2,536/mo
$30,432Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,409 to $2,663Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Willowdale East signed at a median of $2,350 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,536. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $3,361− Condo fees $7,847− Insurance $600− Vacancy & upkeep $3,348Net operating income $15,277

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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