706-28 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13774128

$549,000
For Sale
Listed 9 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome To 28 Pemberton Ave.
  • 92 Walk Score & 100 Transit Score.
  • Beautifully 2 Bedroom Condo Unit With 2 Full Bathroom And An Open Balcony.

Welcome To 28 Pemberton Ave! Prime North York Location With Direct Access To Yonge TTC Subway! 92 Walk Score & 100 Transit Score! Beautifully 2 Bedroom Condo Unit With 2 Full Bathroom And An Open Balcony! Laminate & Ceramic Flooring Throughout! Large Living/Dining Space With Balcony Access & Cozy Kitchen With Breakfast Bar! Close To TTC & Finch Bus Terminal, Restaurants, Shops, Parks, Entertainment & More! This Is A Single Family Swelling & A Pet Free Building!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13774128
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$912/mo
Exposure
East
Property tax
$2,693 / 2026
Days on market
9
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenFlat2.44 × 2.44 m

ceramic floor · backsplash

Living RoomFlat5.46 × 3.35 m

laminate · w/o to balcony · combined w/dining

Primary BedroomFlat3.99 × 3.20 m

laminate · 3 pc ensuite · walk-in closet(s)

Dining RoomFlat5.46 × 3.35 m

laminate · combined w/living

Our TakeTeam Asgarian · Broker
A small discount is typical
$534Klikely closing

Listed at $549,000 with no offer date. Homes here have been closing close to ask, so my read is $534K, typically $526K to $534K. Comparable closings on their own put this home around $524K, which supports the ask, so this is a firm read.

List price
$526KBelow recent closings$549KAbove recent closings

Total price vs nearby homes. Likely closing about $534K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$533Kmedian sold price
96%of asking, on average
−7%prices vs a year ago
~23 dayshomes like this take to sell
9days on market so far
$2,919/moest. rent · 17 leases
6.4%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.6 months of inventory: 17 condo apartment homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $578/sqft against an area asking average of $700/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $546K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 homes sold in this building over the past two years, from 142 closings in Newtonbrook East.

What sellers nearby are askingCurrently listed nearby in Newtonbrook East · asking prices
$603kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $710/sqft; this home lists at $578/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
549kThis home588k599k737k489kThis home vs active comparables

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$577K
Bayview Village
$440K
Henry Farm
$499K
Mount Pleasant West
$509K
Tam O'Shanter-Sullivan
$499K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Secondary Alternative School · Public secondary0.5 km
St Cyril Catholic School · Catholic elementary0.7 km · 90% at standard
Drewry Secondary School · Public secondary0.8 km
McKee Public School · Public elementary0.9 km · 86% at standard
R J Lang Elementary and Middle School · Public elementary1.1 km · 60% at standard
St Antoine Daniel Catholic School · Catholic elementary1.4 km · 58% at standard
Newtonbrook Secondary School · Public secondary1.6 km · 68% at standard
Churchill Public School · Public elementary1.7 km · 83% at standard
Willowdale Middle School · Public elementary1.7 km · 78% at standard
Blessed Trinity Catholic School · Catholic elementary1.8 km · 53% at standard
Lillian Public School · Public elementary1.8 km · 62% at standard
St Paschal Baylon Catholic School · Catholic elementary1.8 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$123KIncome needed
4.5×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,502Property tax $224Condo fee $912Total carry $3,638

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,404per month

Mortgage amount $439,200 · 4.39% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,540Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,404
Property tax
$224
Condo / maintenance fees
$912
Heating
$0
Estimated monthly cost
$3,540

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,913/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$282,020Total interest paid
$721,220Total of all payments
Principal $439,200 Interest $282,020
YearPrincipalInterestBalance
1$9,939$18,910$429,261
2$10,380$18,469$418,882
3$10,840$18,008$408,041
4$11,321$17,527$396,720
5$11,824$17,025$384,896
6$12,349$16,500$372,548
7$12,897$15,952$359,651
8$13,469$15,380$346,182
9$14,067$14,782$332,115
10$14,691$14,158$317,424
11$15,343$13,506$302,080
12$16,024$12,825$286,056
13$16,735$12,113$269,321
14$17,478$11,371$251,843
15$18,254$10,595$233,589
16$19,064$9,785$214,525
17$19,910$8,939$194,615
18$20,794$8,055$173,821
19$21,717$7,132$152,105
20$22,680$6,168$129,424
21$23,687$5,162$105,738
22$24,738$4,111$80,999
23$25,836$3,013$55,163
24$26,983$1,866$28,180
25$28,180$668$0

At the end of your 5-year term

Total paid over the term
$144,244
Principal paid down
$54,304
Interest paid
$89,940
Balance remaining
$384,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Newtonbrook East$2,919/mo
$35,028Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,773 to $3,065Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Newtonbrook East signed at a median of $2,835 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,919. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.4%
Gross yield
− Property tax $2,693− Condo fees $10,942− Insurance $600− Vacancy & upkeep $3,853Net operating income $16,939

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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