1B Carluke Crescent, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13809838
About this home
In short
- Beautiful renovated York Mills Custom Built Cut Stone Home.
- New Bosch appliances, two new furnaces, two new air conditioners, new water heater.
- Primary Bedroom has two walk in closets and enormous six piece ensuite with gas fireplace.
- Lower level has gym, steam room, nanny's room, family room with full bar and screening room potential + walk out to fully landscaped yard with mature cedars.
- Bayview Village, Shops at York Mills and extensive ravine system all close by.
Beautiful renovated York Mills Custom Built Cut Stone Home. Totally updated in 2026. 5bedrooms and nine bathrooms. Gracious and expansive main floor with wonderful flow. Perfect for family get togethers and marvelous entertaining. New Bosch appliances, two new furnaces, two new air conditioners, new water heater. Kitchen cabinetry and island refinished. Living and Dining room enhance this home with more formal possibilities. Discreet main floor office with walnut panelling. Walk out to two car garage with refinished wood doors from main floor. Primary Bedroom has two walk in closets and enormous six piece ensuite with gas fireplace. Each of the four other bedrooms has closets with built ins and four piece ensuites. Lower level has gym, steam room, nanny's room, family room with full bar and screening room potential + walk out to fully landscaped yard with mature cedars. Mostly new cedar roof, and soffits whole exterior and interior repainted, floors, railings and risers all refinished. Second Floor laundry and lower level rough in laundry. All fireplaces have entirely new hardware. Truly move in condition. Come, show and buy this incredible new mechanically perfect York Mills home. Quick on/off from 401 and DVP. Neighborhood bus at the door goes to York Mills station. TDSB area schools are: Owen French immersion, St Andrews Gifted Athlete, York Mill Collegiate. Havergal, Crescent and Toronto French 15 minute drive. Bayview Village, Shops at York Mills and extensive ravine system all close by.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13809838
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 9 (2 half)
- Size
- 3500-5000 sq ft
- Lot
- 78.58 × 120.19 ft
- Cross streets
- Bayview and Fifeshire Avenue
- Parking
- 2 garage (built-in)
- Driveway
- Private
- Basement
- Walk-Out, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Cedar
- Sewer
- Sewer
- Property tax
- $20,768 / 2025
- Days on market
- 8
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
hardwood floor · walk-in closet(s) · 6 pc ensuite
hardwood floor · closet · 4 pc ensuite
limestone flooring · wet bar · fireplace
hardwood floor · b/i appliances · window
limestone flooring · closet · 4 pc ensuite
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · coffered ceiling(s)
hardwood floor · fireplace
hardwood floor · closet · 4 pc ensuite
hardwood floor · panelled · b/i bookcase
hardwood floor · fireplace · bay window
hardwood floor · double closet · 4 pc ensuite
hardwood floor · centre island · open concept
limestone flooring · mirrored walls
Porcelain Floor
Listed at $3,890,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 96%, 26 local closings in 90 days), the likely sale price is near $3.74M, if it sells. A realistic range is $3.51M to $4.22M.
Independent value check: $3.45M. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $3.23M and $3.61M).
Why $3.45M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $20,768 a year; the typical home sold here pays about $15,400.
- ▲ Raises it strongly5+1 bedrooms and 9 baths, against 4+1 and 5 typically.
- ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 3,000 to 3,500.
- ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Likely closing about $3.74M, from 26 recent closings in this pocket.
The market behind the math:
About 1.4 months of inventory: 12 detached homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $915/sqft against an area asking average of $1,407/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $3.42M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($915/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 26 comparable homes that sold in St. Andrew-Windfields over the past two years, from 168 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.45M, which is where my estimate comes from.
Per square foot, these ask about $1,249/sqft; this home lists at $915/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $3,112,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,207
- Property tax
- $1,731
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $18,937
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $83,725
- Toronto municipal land transfer tax
- $92,625
- Estimated closing costs
- $176,350
Plus your down payment of $778,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,032,407
- Principal paid down
- $380,229
- Interest paid
- $652,178
- Balance remaining
- $2,731,771
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 35 whole-home leases in St. Andrew-Windfields signed at a median of $6,948 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,646. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.