20 Riderwood Drive, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13823524
About this home
In short
- Welcome to 20 Riderwood Drive, an exceptional opportunity in the prestigious St.
- Offering over 4,000 sq ft of living space and designed with generous proportions throughout, this home features four spacious bedrooms, expansive principal rooms and...
- Please note that this is an estate sale and the property and inclusions are being sold in as is, where is condition.
Welcome to 20 Riderwood Drive, an exceptional opportunity in the prestigious St. Andrew-Windfields neighbourhood. Offering over 4,000 sq ft of living space and designed with generous proportions throughout, this home features four spacious bedrooms, expansive principal rooms and a layout designed for comfortable family living and effortless entertaining. A huge living room and formal dining room provide elegant gathering spaces while the oversized kitchen with breakfast area serves as the heart of the home. The large family room with fireplace and built in bookshelves, offers a warm and inviting setting for everyday living. The finished lower level provides additional living space, featuring a large recreation room with a fireplace, sauna, wet bar and ample storage. An attached double car garage and private driveway provide parking for four vehicles. Lovingly maintained by the same family for many years, the home presents an exceptional opportunity to renovate, reinvent or completely reimagine to suit your vision. Located in one of Toronto's most sought after communities in close proximity to top ranked schools, beautiful parks, premier shopping, dining and convenient transit options Bring your contractor, designer or architect and bring your vision to life! Please note that this is an estate sale and the property and inclusions are being sold in as is, where is condition.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13823524
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 54.4 × 120.4 ft
- Cross streets
- Leslie and York Mills
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,405 / 2026
- Days on market
- 13
- Listing brokerage
- Signature Elite Realty Ltd.
Rooms
closet · overlooks frontyard
Window
combined w/kitchen · w/o to yard
combined w/br · overlooks backyard
fireplace · overlooks dining · overlooks frontyard
fireplace · double doors
double closet · overlooks backyard
b/i bookcase · w/o to yard
Sauna
w/o to yard · overlooks living
5 pc bath · walk-in closet(s)
double closet · overlooks frontyard
Listed at $1,995,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 96%, 25 local closings in 90 days), the likely sale price is near $1.92M, if it sells. A realistic range is $1.80M to $2.17M.
Independent value check: $2.22M. Without looking at the asking price, our model values the home itself about 11% above the ask (homes like it typically land between $2.08M and $2.32M).
Why $2.22M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $13,405 a year; the typical home sold here pays about $15,400.
- ▼ Lowers it slightlyThe listing presents it as a home to renovate or rebuild.
Total price vs nearby homes. Likely closing about $1.92M, from 25 recent closings in this pocket.
The market behind the math:
About 0.7 months of inventory: 6 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $725/sqft against an area asking average of $925/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.04M. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 25 comparable homes that sold in St. Andrew-Windfields over the past two years, from 164 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $677/sqft; this home lists at $725/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $3.71M | 7 |
| November 2025 | $2.59M | 6 |
| December 2025 | $2.08M | 8 |
| February 2026 | $2.95M | 7 |
| March 2026 | $2.27M | 8 |
| April 2026 | $2.92M | 8 |
| May 2026 | $2.29M | 10 |
| July 2026 | $2.62M | 12 |
| August 2026 | $2.35M | 7 |
| September 2026 | $3.41M | 6 |
Neighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.
Mortgage amount $1,596,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,825
- Property tax
- $1,117
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,942
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,375
- Toronto municipal land transfer tax
- $36,375
- Estimated closing costs
- $72,750
Plus your down payment of $399,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $529,473
- Principal paid down
- $195,002
- Interest paid
- $334,472
- Balance remaining
- $1,400,998
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 30 whole-home leases in St. Andrew-Windfields signed at a median of $5,001 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,074. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.