44 Elise Terrace, Toronto, ON

Newtonbrook West, Toronto · MLS® C13839768

$899,000
For Sale
Just listed todayNo offer date stated
3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • A home designed for living, offering space, comfort, and greenery in highly desirable Newtonbrook West.
  • Set on an exceptionally deep lot, the private backyard is framed by 40+ Emerald Cedar trees, mature fruit trees, and a vegetable garden, creating a peaceful outdoor...

A home designed for living, offering space, comfort, and greenery in highly desirable Newtonbrook West. Nestled on a quiet crescent just steps from Bathurst & Steeles, shopping, restaurants, schools, parks, and TTC. Lovingly maintained by long-term owners, this home features generously sized bedrooms and a practical layout with plenty of potential to make it your own. Set on an exceptionally deep lot, the private backyard is framed by 40+ Emerald Cedar trees, mature fruit trees, and a vegetable garden, creating a peaceful outdoor retreat. Inside, the bright main floor features a modern kitchen with stainless steel appliances, granite countertops, breakfast bar, extra window, and a beautiful handmade stained-glass feature. The living and dining areas showcase a striking double-sided gas fireplace. Handmade foyer tilework and custom solid-wood doors with Niagara Glass add distinctive character. The spa-inspired bathroom features a corner Jacuzzi tub and steam shower, complemented by additional cabinetry and closet space. The basement offers added flexibility with above-grade windows, a second kitchen, laundry area, and bathroom. A wonderful opportunity to enjoy a spacious home, deep private lot, mature greenery, and unique craftsmanship in a convenient, established neighbourhood.

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
C13839768
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
30 × 132.83 ft
Cross streets
Bathurst/Steeles
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,573 / 2025
Listing brokerage
RE/MAX HALLMARK SHAHEEN & COMPANY

Rooms

Bedroom 3Main4.01 × 2.72 m

closet · hardwood floor · w/o to deck

BedroomBasement4.85 × 3.74 m

above grade window · fireplace · closet

KitchenMain3.73 × 2.69 m

open concept · hardwood floor · stainless steel appl

Family RoomMain6.63 × 2.53 m

combined w/living · hardwood floor · 2 way fireplace

Living RoomMain6.63 × 2.53 m

combined w/family · hardwood floor · 2 way fireplace

Primary BedroomMain4.37 × 3.25 m

large closet · hardwood floor · window

Bedroom 2Main3.00 × 2.87 m

closet · hardwood floor · window

Living RoomBasement5.49 × 5.08 m

above grade window · pot lights · open concept

KitchenBasement3.56 × 2.92 m

above grade window · breakfast area · open concept

Dining RoomMain3.73 × 2.08 m

stained glass · hardwood floor · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$872Klikely sale price

Listed at $899,000. Going by how homes in Newtonbrook West and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $872K, if it sells. A realistic range is $817K to $983K.

Independent value check: $942K. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $882K and $987K).

Why $942K. The typical semi-detached home sold in Newtonbrook West over the past year went for about $950K (18 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,573 a year; the typical home sold here pays about $5,000.
List price
$817KBelow recent closings$983KAbove recent closings

Total price vs nearby homes. Likely closing about $872K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$930Kmedian sold price
95%of asking, on average
−3%prices vs a year ago
~20 dayshomes like this take to sell
$3,225/moest. rent · 6 leases
4.3%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $692/sqft against an area asking average of $820/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Newtonbrook West: 1 of the 15 detached leases here lately were basement units. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $929K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Pleasant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Newtonbrook West, so I widened the search to the surrounding area.

Based on 7 homes sold on this street over the past two years, from 35 closings in Newtonbrook West.

What sellers nearby are askingCurrently listed nearby · asking prices
$889kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $942K, which is where my estimate comes from.

Per square foot, these ask about $611/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
899kThis home899k919k939k800kThis home vs active comparables

Neighbourhood & location

Newtonbrook West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$882K
Oakwood Village
$1.07M
Corso Italia-Davenport
$1.01M
Dovercourt-Wallace Emerson-Junction
$1.26M
Palmerston-Little Italy
$1.96M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pleasant Public School
58%
Pleasant Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 58% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published
Avondale Secondary Alternative SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
North West Secondary Alternative School · Public secondary0.6 km
Rockford Public School · Public elementary1.1 km · 54% at standard
Newtonbrook Secondary School · Public secondary1.2 km · 68% at standard
R J Lang Elementary and Middle School · Public elementary1.4 km · 60% at standard
Drewry Secondary School · Public secondary1.6 km
St Antoine Daniel Catholic School · Catholic elementary1.7 km · 58% at standard
Northview Heights Secondary School · Public secondary1.8 km · 72% at standard
Yorkview Public School · Public elementary2.0 km · 52% at standard
Churchill Public School · Public elementary2.4 km · 83% at standard
St Cyril Catholic School · Catholic elementary2.5 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$175KIncome needed
5.1×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,097Property tax $464Total carry $4,562

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,441Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,441

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Newtonbrook West$3,225/mo
$38,700Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,613 to $3,628Typical rent range

The suite is real income here: basements rent in Newtonbrook West (1 of 15 recent detached leases were basement units, around $0 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $0 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Newtonbrook West signed at a median of $3,350 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,225. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $5,573− Insurance $1,400− Vacancy & upkeep $4,257Net operating income $27,470

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK SHAHEEN & COMPANY. MLS®/PropTx.

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