601-1606 Charles Street, Whitby, ON
Port Whitby, Whitby · MLS® E12797946
About this home
Welcome to The Landing Whitby Harbour - where modern comfort meets everyday convenience in the heart of Whitby. Ideally located with quick access to Highways 401, 407, 412, and 418, and just minutes from the Whitby GO Station, commuting is effortless. You'll also enjoy close proximity to shopping, dining, entertainment, schools, and parks - plus the beautiful waterfront along Lake Ontario. Scenic trails, marinas, and outdoor recreation are just moments away, making it easy to embrace a balanced, active lifestyle with true lakeside outdoor living. Residents enjoy an exceptional array of amenities, including a state-of-the-art fitness centre, yoga studio, and versatile co-working and collaboration spaces. Pet owners will love the convenient dog wash station, while cycling enthusiasts can take advantage of the bike wash and repair area. The stylish residents' lounge and event space - complete with an outdoor terrace and BBQ area - offer the perfect setting for relaxing or entertaining guests. This thoughtfully designed 1-bedroom, 1-bathroom suite features an expansive 83 sq. ft. north-facing balcony, ideal for enjoying fresh air and open views. The unit also includes one parking space and a dedicated storage locker, providing both comfort and practicality. Experience the perfect blend of contemporary living, connected convenience, and vibrant waterfront community at The Landing Whitby Harbour.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E12797946
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Victoria St W & Brock St S
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete Poured
- Foundation
- Concrete
- Maintenance
- $512/mo
- Exposure
- North
- Days on market
- 149
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
laminate · combined w/dining · w/o to balcony
stainless steel appl · quartz counter
open concept · laminate · combined w/living
closet · laminate · large window
Listed at $489,999, this home is about 23% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $400K
- Adjusts to $400K
That comparable adjusts to $400K; the $400K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Eastbound @ Charles is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $400K, median of 5 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 15% above the area average of $775/sqft.
110 days longer than the Whitby average (39 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Victoria Eastbound @ Charles, about 77 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $391,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,092
- Property tax
- $306
- Condo / maintenance fees
- $512
- Heating
- $0
- Estimated monthly cost
- $2,910
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,275
- Estimated closing costs
- $6,275
Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $125,511
- Principal paid down
- $49,921
- Interest paid
- $75,590
- Balance remaining
- $342,078
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.