501-1400 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E12839822

$639,000
For Sale
Listed 136 days ago
2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Directly across from the Toronto Hunt's Golf Club overlooking Lake Ontario is the Prestigious Upper Beach Club boutique condo with only 42 Suites. This low rise South facing 2 bedroom + 2 washroom is almost 800 sq ft +50 sq ft balcony. It has a bright and spacious open concept layout with view of the golf course, lake Ontario and trees. Its steps from Rosetta gardens, Scarborough Bluffs, the Beaches. Convenient and close tp everything. Upgraded kitchen cabinets, counter tops and pot lights with dimmer. Experience a quiet and serene natural setting and close to everything.Panoramic view of Lake Ontario, Scarborough, CN Tower, downtown Toronto from the Rooftop terrace. Great socializing in the rooftop party/meeting room. One underground parking and locker included. Pet friendly.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E12839822
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Kingston Rd and Warden
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Flat
Maintenance
$1,005/mo
Exposure
South
Property tax
$3,228 / 2025
Days on market
136
Listing brokerage
HOMELIFE KINGSVIEW REAL ESTATE INC.

Rooms

Bedroom 2Flat3.96 × 2.44 m
BedroomFlat3.28 × 2.74 m

Listing history

  1. Apr 15, 2026Listed$3,350

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In line
$641Kest. value

Listed at $639,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $591K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $598K
  • Adjusts to $598K

That comparable adjusts to $598K; the $641K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Warden Ave is about a 2-minute walk away.

List price
$598KGreat deal$689KOverpriced

Total price vs nearby homes. Fair value about $641K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$627kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

316-2 Manderley Drive$598k301-90 Glen Everest Road$689k215-1350 Kingston Road$649k904-2 Manderley Drive$629k209-1350 Kingston Road$568k

The 5 closest of 8 active listings nearby.

See all comparable homes
639kThis home598k689k649k629k568kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $585K
$853this home / sqft
15active listings nearby
136days on market

This home lists 3% above the area average of $827/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

66/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Warden Ave, about 121 m away

20+ transit stops5 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Annex
$1.39M
Waterfront Communities C1
$694K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$2,912/mo
$142KIncome needed
4.5×Price ÷ income
$672Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,912Property tax $269Condo fee $1,005Total carry $4,186

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,728per month

Mortgage amount $511,200 · 4.14% over 25 years

$127,800Down payment (20.0%)
$511,200Loan before insurance
$0CMHC premium
$4,002Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,728
Property tax
$269
Condo / maintenance fees
$1,005
Heating
$0
Estimated monthly cost
$4,002

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,255
Toronto municipal land transfer tax
$9,255
Estimated closing costs
$18,510

Plus your down payment of $127,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,313/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,186Total interest paid
$818,386Total of all payments
Principal $511,200 Interest $307,186
YearPrincipalInterestBalance
1$11,976$20,760$499,224
2$12,477$20,259$486,748
3$12,998$19,737$473,749
4$13,542$19,193$460,207
5$14,109$18,627$446,099
6$14,699$18,037$431,400
7$15,314$17,422$416,086
8$15,954$16,781$400,132
9$16,621$16,114$383,511
10$17,317$15,419$366,194
11$18,041$14,694$348,153
12$18,796$13,940$329,357
13$19,582$13,154$309,775
14$20,401$12,334$289,374
15$21,254$11,481$268,120
16$22,143$10,592$245,977
17$23,070$9,666$222,907
18$24,034$8,701$198,873
19$25,040$7,696$173,833
20$26,087$6,648$147,746
21$27,178$5,557$120,567
22$28,315$4,420$92,252
23$29,500$3,236$62,753
24$30,734$2,002$32,019
25$32,019$716$0

At the end of your 5-year term

Total paid over the term
$163,677
Principal paid down
$65,101
Interest paid
$98,576
Balance remaining
$446,099

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,228− Condo fees $12,060− Insurance $600− Vacancy & upkeep $3,168Net operating income $9,744

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE KINGSVIEW REAL ESTATE INC.. MLS®/PropTx.

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