510-115 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E12860094

$324,950
For Sale
Listed 130 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Embrace comfortable and carefree senior living in this bright 679 sq ft Dahlia Model life lease suite (65+). Thoughtfully designed, the suite features a spacious bedroom, a full 4-piece bath, and a convenient in-suite storage and laundry room with a stackable washer and dryer. Relax year round in the enclosed sunroom, filled with natural light. The suite also includes one underground parking space and a storage locker for added convenience. Residents of Sheppard Village enjoy an exceptional lifestyle with a wide range of amenities, including a library, indoor saltwater pool (monthly fee), meeting and recreation rooms, and access to a café offering a weekly menu. A vibrant community atmosphere is supported through organized day trips, social gatherings, and worship services, all thoughtfully tailored for seniors. Ideally located close to shopping, the public library, transit, and with quick access to Hwy 401, everything you need is within easy reach. Residency is 65+ and owner-occupied, offering a welcoming and secure community. For larger loads, a pay per use washer and dryer is conveniently located just across the hallway. Note: monthly maintenance fee includes taxes.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E12860094
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Kennedy/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$811/mo
Exposure
West
Days on market
130
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

SunroomMain3.96 × 1.83 m

combined w/living · window

Living RoomMain6.60 × 3.15 m

combined w/sunroom · combined w/dining

KitchenMain2.47 × 2.44 m

Eat-in Kitchen

Primary BedroomMain3.54 × 2.93 m

closet · window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$447Kest. value

Listed at $324,950, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $490K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $445K

That comparable adjusts to $445K; the $447K estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$325KGreat deal$469KOverpriced

Total price vs nearby homes. Fair value about $447K, median of 14 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$481kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

806-20 Olive Avenue$419k2207-33 Empress Avenue$488k1906-18 Yonge Street$498k1406-75 The Donway$500k1609-133 Wynford Drive$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
325kThis home419k488k498k500k500kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $499K
$500this home / sqft
19active listings nearby
130days on market

This home lists 27% below the area average of $688/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$1,481/mo
$82KIncome needed
4.0×Price ÷ income
$342Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

59%mortgage
Mortgage $1,481Property tax $203Condo fee $811Total carry $2,495

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,387per month

Mortgage amount $259,960 · 4.14% over 25 years

$64,990Down payment (20.0%)
$259,960Loan before insurance
$0CMHC premium
$2,401Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,387
Property tax
$203
Condo / maintenance fees
$811
Heating
$0
Estimated monthly cost
$2,401

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,349
Toronto municipal land transfer tax
$3,349
Estimated closing costs
$6,699

Plus your down payment of $64,990. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,685/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$156,213Total interest paid
$416,173Total of all payments
Principal $259,960 Interest $156,213
YearPrincipalInterestBalance
1$6,090$10,557$253,870
2$6,345$10,302$247,525
3$6,610$10,037$240,915
4$6,887$9,760$234,029
5$7,175$9,472$226,854
6$7,475$9,172$219,379
7$7,787$8,860$211,592
8$8,113$8,534$203,479
9$8,452$8,194$195,026
10$8,806$7,841$186,220
11$9,174$7,473$177,046
12$9,558$7,089$167,488
13$9,958$6,689$157,530
14$10,374$6,272$147,155
15$10,808$5,839$136,347
16$11,261$5,386$125,086
17$11,732$4,915$113,355
18$12,222$4,425$101,133
19$12,733$3,913$88,399
20$13,266$3,381$75,133
21$13,821$2,826$61,312
22$14,399$2,248$46,913
23$15,001$1,646$31,912
24$15,629$1,018$16,283
25$16,283$364$0

At the end of your 5-year term

Total paid over the term
$83,235
Principal paid down
$33,106
Interest paid
$50,129
Balance remaining
$226,854

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $2,275− Condo fees $9,735− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,284

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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