1701-1606 Charles Street, Whitby, ON

Port Whitby, Whitby · MLS® E12948514

$649,000
For Sale
Listed 107 days ago
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3Bedrooms
2Bathrooms
2Garage
800-899Sq Ft

About this home

Welcome To The Landing Condos. Newly Built 1 Year Old Building Offering Modern Living In The Heart Of Whitby! This Stylish 2-bedroom, 2-bathroom Unit Features A Bright And Airy Open-concept Layout With A Large Private Balcony, Perfect For Enjoying Your Morning Coffee Or Relaxing After A Long Day. The Additional Den Creates The Perfect Work From Home Space Or Extra Dining Space Located Off The Kitchen. Two Generous Sized Bedrooms Features An Ensuite Bath In The Primary Bedroom And Large Windows And Closets In Both Bedrooms. Included Is A Parking Space For 2 Cars And A Locker For Extra Storage Space. Ideally Located Near Hwy 401/407, Whitby Go And Just Minutes From Shopping, Dining, Entertainment, Schools, Parks, And Scenic Waterfront Trails. Residents Have Access To Top-tier Amenities, Including A Fully Equipped Fitness Centre, Yoga Studio, Collaborative Workspaces, A Dog Wash Area, Bike Station, Social Lounge, And An Outdoor Terrace With Bbqs. A Perfect Blend Of Comfort, Convenience, And Community. Don't Miss Your Chance To Call This Beautiful Space, Home And Your Chance To Live At Ease By The Lake.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E12948514
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Victoria Street West & Brock Street South
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$788/mo
Exposure
North
Days on market
107
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.
Moe’s TakeTeam Asgarian · Broker
In line
$628Kest. value

Listed at $649,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $525K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $570K

That comparable adjusts to $570K; the $628K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Eastbound @ Charles is about a 1-minute walk away.

List price
$620KGreat deal$660KOverpriced

Total price vs nearby homes. Fair value about $628K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Port Whitby · asking prices
$605kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

522-1614 Charles Street$629k603-1606 Charles Street$598k209-660 GORDON Street$699k201-660 Gordon Street$575k103-680 Gordon Street$525k

The 5 closest of 6 active listings nearby.

See all comparable homes
649kThis home629k598k699k575k525kThis home vs active comparables
Live market pulseActive comparables in Port Whitby · median list $575K
$764this home / sqft
9active listings nearby
107days on market

This home lists 7% above the area average of $713/sqft.

67 days longer than the Whitby average (40 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Port Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Victoria Eastbound @ Charles, about 77 m away

20+ transit stops1 grocery20+ dining12 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$511K
Pringle Creek
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,958/mo
$145KIncome needed
4.5×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,958Property tax $406Condo fee $788Total carry $4,152

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,771per month

Mortgage amount $519,200 · 4.14% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,964Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,771
Property tax
$406
Condo / maintenance fees
$788
Heating
$0
Estimated monthly cost
$3,964

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Estimated closing costs
$9,455

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,993Total interest paid
$831,193Total of all payments
Principal $519,200 Interest $311,993
YearPrincipalInterestBalance
1$12,163$21,085$507,037
2$12,672$20,576$494,365
3$13,202$20,046$481,163
4$13,754$19,494$467,409
5$14,329$18,918$453,080
6$14,929$18,319$438,151
7$15,553$17,695$422,598
8$16,204$17,044$406,394
9$16,882$16,366$389,512
10$17,588$15,660$371,925
11$18,323$14,924$353,601
12$19,090$14,158$334,512
13$19,888$13,359$314,623
14$20,720$12,528$293,903
15$21,587$11,661$272,316
16$22,490$10,758$249,826
17$23,431$9,817$226,396
18$24,411$8,837$201,985
19$25,432$7,816$176,553
20$26,495$6,752$150,058
21$27,604$5,644$122,454
22$28,758$4,489$93,696
23$29,961$3,286$63,735
24$31,214$2,033$32,520
25$32,520$728$0

At the end of your 5-year term

Total paid over the term
$166,239
Principal paid down
$66,120
Interest paid
$100,118
Balance remaining
$453,080

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $4,543− Condo fees $9,456− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,237

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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