807 Athol Street, Whitby, ON
Downtown Whitby, Whitby · MLS® E12953650
About this home
Plan ahead-invest in your future! This legal duplex, semi-detached style bungalow is finished top to bottom and offers exceptional versatility for homeowners and investors alike. The main floor features 9 ft ceilings, 3 spacious bedrooms, 3 bathrooms, and an open-concept kitchen with a walk-out to a deck overlooking Peel Park-complete with tennis courts, soccer fields, a baseball diamond, and more. Situated on a premium lot, the property also offers 4-car parking and separate utilities. The lower level includes a well-designed legal basement apt with 2 bedrooms, an open-concept living/family room, and a custom kitchen, along with a walk-out to a large backyard. Equipped with separate furnaces and meters, this home is ideal for multigenerational living or maximizing rental income. Live in one unit and rent the other, or lease both-a smart investment with strong income potential. Located in a highly desirable, family-friendly neighbourhood, just steps to parks, schools, shopping, restaurants, and everyday amenities, with easy access to Highways 401, 412, and 407 and public transit.
Key facts
- Property type
- Semi-Detached, Bungalow
- MLS®
- E12953650
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 27 × 271 ft
- Cross streets
- Brock St S & Burns St E
- Parking
- 1 garage · 4 parking (attached)
- Basement
- Finished, Apartment, Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 106
- Listing brokerage
- ROYAL HERITAGE REALTY LTD.
Rooms
w/o to balcony · electric fireplace · hardwood floor
double sink · quartz counter · porcelain floor
closet · 4 pc ensuite · broadloom
walk-in closet(s) · 3 pc ensuite · broadloom
Porcelain Floor
closet · window
large closet · window
double sink · quartz counter · porcelain floor
closet · 4 pc ensuite · broadloom
w/o to yard · sliding doors
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. Brock Street Northbound @ Burns is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 19% above the area average of $666/sqft.
62 days longer than the Whitby average (44 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Downtown Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Brock Street Northbound @ Burns, about 224 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,111,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,930
- Property tax
- $868
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,798
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,255
- Estimated closing costs
- $24,255
Plus your down payment of $277,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $355,787
- Principal paid down
- $141,512
- Interest paid
- $214,275
- Balance remaining
- $969,688
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.