11-35 Birchcliff Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E12977930

$859,000
For Sale
Listed 99 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Enjoy the beach life in this brand new condo townhouse. Never lived in. Welcome to this stunning 2-bedroom, 2-bathroom townhome offering the perfect blend of style, space and location. Underground parking included. Featuring a bright and airy open-concept layout, the expansive living and dining area is ideal for both relaxing and entertaining. Large windows flood the living room and kitchen with natural light, creating a warm and inviting atmosphere. Large private balcony-perfect for morning coffee or evening unwinding. The modern kitchen is beautifully appointed with sleek stone countertops, stainless steel appliances, and ample cabinetry, making it as functional as it is stylish. The master bedroom has a large walk-in closet and 4pc ensuite bathroom. Located in an unbeatable neighbourhood, you're just steps to the beach, scenic parks, trendy cafés, and everyday essentials. Birchcliff Jr Public School sits directly across the street-ideal for families-while public transit right at your doorstep makes commuting effortless. This is urban living at its finest-don't miss your chance to call it home! Taxes not yet assessed

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E12977930
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Kingston Rd and Warden
Parking
1 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$425/mo
Exposure
North
Days on market
99
Listing brokerage
BRAD J. LAMB REALTY 2016 INC.

Rooms

Primary BedroomLower3.26 × 3.05 m

walk-in closet(s) · 4 pc ensuite · hardwood floor

Living RoomMain4.57 × 4.45 m

combined w/dining · w/o to balcony · hardwood floor

KitchenMain4.57 × 4.45 m

modern kitchen · centre island · hardwood floor

Dining RoomMain4.57 × 4.45 m

combined w/living · open concept · hardwood floor

Bedroom 2Lower3.93 × 2.59 m

closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$740Kest. value

Listed at $859,000, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Bathrooms −$15K
  • Adjusts to $784K

That comparable adjusts to $784K; the $740K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Birchcliff Ave is about a 1-minute walk away.

List price
$584KGreat deal$859KOverpriced

Total price vs nearby homes. Fair value about $740K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$673kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

213-7 Applewood Lane$639kS123-180 Mill Street$899k92 McGill Street$799k220-4001 Don Mills Road$429k21-871 Wilson Avenue$599k

The 5 closest active listings nearby.

See all comparable homes
859kThis home639k899k799k429k599kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $835K
$781this home / sqft
10active listings nearby
99days on market

This home lists 12% above the area average of $698/sqft.

96 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Birchcliff Ave, about 19 m away

20+ transit stops20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$782K
Morningside
$591K
Don Valley Village
$720K
Willowdale East
$799K
L'Amoreaux
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$3,915/mo
$179KIncome needed
4.8×Price ÷ income
$903Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,915Property tax $537Condo fee $425Total carry $4,877

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,667per month

Mortgage amount $687,200 · 4.14% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,629Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,667
Property tax
$537
Condo / maintenance fees
$425
Heating
$0
Estimated monthly cost
$4,629

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Toronto municipal land transfer tax
$13,655
Estimated closing costs
$27,310

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,454/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$412,946Total interest paid
$1,100,146Total of all payments
Principal $687,200 Interest $412,946
YearPrincipalInterestBalance
1$16,099$27,907$671,101
2$16,772$27,234$654,329
3$17,474$26,532$636,856
4$18,205$25,801$618,651
5$18,966$25,040$599,685
6$19,759$24,247$579,926
7$20,586$23,420$559,340
8$21,447$22,559$537,893
9$22,344$21,662$515,549
10$23,279$20,727$492,270
11$24,252$19,754$468,018
12$25,267$18,739$442,751
13$26,324$17,682$416,427
14$27,425$16,581$389,003
15$28,572$15,434$360,431
16$29,767$14,239$330,664
17$31,012$12,994$299,652
18$32,309$11,697$267,342
19$33,661$10,345$233,682
20$35,069$8,937$198,613
21$36,536$7,470$162,077
22$38,064$5,942$124,014
23$39,656$4,350$84,358
24$41,315$2,691$43,043
25$43,043$963$0

At the end of your 5-year term

Total paid over the term
$220,029
Principal paid down
$87,515
Interest paid
$132,514
Balance remaining
$599,685

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $6,013− Condo fees $5,103− Insurance $600− Vacancy & upkeep $4,488Net operating income $24,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BRAD J. LAMB REALTY 2016 INC.. MLS®/PropTx.

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