97B Craiglee Drive, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E12979718
About this home
The Perfect 4 Bedroom & 5 Bathroom Detached Home * Situated In One Of Toronto's Highly Sought After Communities Birchcliffe-Cliffside Situated On A Premium 130 Ft Deep Lot * Enjoy 3,300 Sqft Of Luxury Space * Beautiful Curb Appeal Includes Stone Exterior * Interlocked Driveway * Premium High 10 FT Ceilings * Spacious Family Rm W/ Fireplace * True Chefs Kitchen W/ Custom Cabinetry & Top Moulding * High End KitchenAid Appliance * Display Cabinetry * Large Powered Centre Island * Quartz Counters * Ample Storage Space * Expansive Window Bringing Natural Lights * Open Concept & Functional Layout * W/O To Sundeck & Deep Private Backyard W/ Interlocked Patio * High End Finishes Include Hardwood Floors High Baseboards Scenic 8 FT Doors on Main Wainscotting Throughout LED Pot-Lights * Zebra Window Coverings Throughout * Massive Sky Light On 2nd Floor * Primary Bedroom Including Spa-Like 4PC Ensuite Walk-In Closet * All Spacious Bedrooms W/ Large Windows & Closet Space * 3 Full Bathrooms On 2nd Floor * Finished Basement W/ Separate Entrance * Beautiful Accent Wall W/ Electric FirePlace * Expansive Windows * Offering In-Law Potential * Move In Ready * The Perfect Family Home * Must See!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E12979718
- Bedrooms
- 4
- Bathrooms
- 5 (2 half)
- Size
- 2000-2500
- Lot
- 25 × 130 ft
- Cross streets
- Kingston Rd & Midland Ave
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,319 / 2025
- Days on market
- 101
- Listing brokerage
- HOMELIFE EAGLE REALTY INC.
Rooms
hardwood floor · 3 pc ensuite · closet
hardwood floor · 4 pc ensuite · walk-in closet(s)
laminate · fireplace · walk-out
hardwood floor · closet
hardwood floor · fireplace · crown moulding
hardwood floor · crown moulding · w/o to yard
hardwood floor · wainscoting · crown moulding
hardwood floor · closet
Listed at $1,424,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.38M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Bedrooms −$30K
- Adjusts to $1.47M
That comparable adjusts to $1.47M; the $1.59M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.59M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Income potential
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 8% below the area average of $688/sqft.
99 days longer than the Toronto average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $1,139,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,083
- Property tax
- $527
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,610
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,973
- Toronto municipal land transfer tax
- $24,973
- Estimated closing costs
- $49,946
Plus your down payment of $284,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $364,982
- Principal paid down
- $145,169
- Interest paid
- $219,813
- Balance remaining
- $994,751
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EAGLE REALTY INC.. MLS®/PropTx.