55 Pine Ridge Drive, Toronto, ON
Cliffcrest, Toronto · MLS® E13008254
About this home
Welcome to 55 Pine Ridge Drive, a custom residence set on a private, tree-lined ravine lot near the Bluffs. Rebuilt approximately 15 years ago on the original 1954 foundation, this bright, generously scaled home offers refined millwork, Brazilian cherry hardwood, porcelain tile, multiple fireplaces, a hydraulic elevator, and a dramatic two-storey great room with a striking Palladian window overlooking the gardens. The custom kitchen was designed with both function and entertaining in mind, featuring dark-stained maple cabinetry, Nero Assoluto granite, a centre island with raised bar and hidden buffet table, two Miele dishwashers, multiple sinks and work areas, side-by-side KitchenAid fridge and freezer, Electrolux wall ovens and microwave, Miele steam oven, induction cooktop, dedicated gas wok burner, and a bright breakfast area with walkout to the deck. The home offers five bedrooms and five full bathrooms across three levels. The upper level includes a private primary retreat with fireplace, balcony, walk-in closets, dressing area, and five-piece ensuite, along with additional suite-like bedroom space and an upper family room. The lower level adds a recreation room, gym, steam room, hot tub, wet bar, guest bedroom, and walkout access. Outside, the landscaped grounds unfold as a private retreat with extensive decking, terraces, pond and waterfall, pool house, and gas-heated saltwater pool. Located on one of the most desirable streets, close to the Bluffs, parks, schools, Kingston Road amenities, Eglinton GO, Scarborough GO, Kennedy Station, and Highway 401.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13008254
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5
- Size
- 3500-5000
- Lot
- 100.29 × 347 ft
- Cross streets
- Please, follow your GPS
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Circular Drive
- Basement
- Finished with Walk-Out, Separate Entrance, Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Shingles, Asphalt Shingle
- Sewer
- Sewer
- Pool
- Outdoor, Salt, Above Ground, Inground
- Property tax
- $16,590 / 2026
- Days on market
- 92
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
breakfast bar · gas fireplace · w/o to balcony
combined w/living · hardwood floor · 2 way fireplace
w/o to patio · 3 pc ensuite · combined w/kitchen
5 pc ensuite · walk-in closet(s) · w/o to balcony
french doors · w/o to balcony · fireplace
large window · broadloom · large closet
wet bar · w/o to patio · fireplace
combined w/dining · w/o to deck · 2 way fireplace
4 pc ensuite · double closet · broadloom
ceramic floor · granite counters · b/i appliances
broadloom · large closet · w/o to patio
broadloom · w/o to deck · closet
porcelain floor · elevator · staircase
wet bar · combined w/rec
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Kingston Rd at Pine Ridge Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Worth verifying
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes91 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Kingston Rd at Pine Ridge Dr, about 83 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,196,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,055
- Property tax
- $1,383
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $18,438
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $86,350
- Toronto municipal land transfer tax
- $96,300
- Estimated closing costs
- $182,650
Plus your down payment of $799,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,023,303
- Principal paid down
- $407,011
- Interest paid
- $616,291
- Balance remaining
- $2,788,989
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.