38 Osborne Avenue, Toronto, ON
East End-Danforth, Toronto · MLS® E13013232
About this home
This One Checks All The Boxes! Corner Lot With 2 Car Parking, 3 Bedrooms (All With Closets), Finished Basement Rec Room With Above Grade Window, And Open Concept Main Floor With Breakfast Bar And Stainless Steel Appliances! Four Piece Bathroom On Second Floor, And Two Piece In The Basement. Utility Room Provides Extra Storage As Does The Large Storage Shed In The Backyard. Fully Fenced In Yard Gives Privacy And Convenience, With An Additional Second Fenced In Area At The Front Of The Home. Great School District (Kimberley Jr Ps & Malvern Ci). Walking Distance To Kingston Rd Village, YMCA With Indoor Pool & Ttc/Subway/Go Train Direct To Union Station! Easy & Scenic Walk To Queen St And The Beach Through Glen Stewart Park!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13013232
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 700-1100
- Cross streets
- Main St & Gerrard St
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 96
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
above grade window · broadloom
open concept · window · laminate
closet · window · laminate
open concept · window · laminate
closet · window · laminate
open concept · breakfast bar · stainless steel appl
closet · window · laminate
Listed at $4,185/mo, this rental is about 29% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.
In East End-Danforth lately, landlords have been getting about 99% of asking and homes lease in about 18 days.
Based on 82 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 82 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $3,300/mo
- Bathrooms +$100/mo
- Adjusts to $3,400/mo
That comparable adjusts to $3,400/mo; the $3,250/mo estimate above is the median of all 82 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
On schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $3,250/mo, median of 82 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Open-concept layout: modern, sought-after flow. Lifestyle
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes91 days longer than the Toronto average (5 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
East End-Danforth, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $3,348 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21
- Toronto municipal land transfer tax
- $21
- Estimated closing costs
- $42
Plus your down payment of $837. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,072
- Principal paid down
- $426
- Interest paid
- $646
- Balance remaining
- $2,922
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.