32-1100 Begley Street, Pickering, ON

Bay Ridges, Pickering · MLS® E13019442

$769,900
For Sale
Listed 88 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1600-1799Sq Ft

About this home

Beautifully maintained townhouse in the sought-after Canoe Landing community, just steps to Frenchman's Bay and lakefront trails. Featuring laminate flooring throughout, including a fully finished basement. Upgraded kitchen with quartz countertops and stainless steel fridge and stove. Spacious living area with walkout to private backyard patio-perfect for entertaining. Primary bedroom with oversized walk-in closet plus additional storage. Finished basement offers extra bedroom/office space and a 2-piece washroom. Separate entrance. Close to GO Transit, Hwy 401, shopping, schools, and more. Ideal for first-time buyers or qwa or downsizers seeking style, comfort, and location.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13019442
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1600-1799
Cross streets
BAYLY ST/LIVERPOOL RD
Parking
1 garage · 2 parking (attached)
Basement
Separate Entrance, Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$563/mo
Exposure
South
Property tax
$4,651 / 2025
Days on market
88
Listing brokerage
RE/MAX METROPOLIS REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Bayly Eastbound @ St Martins is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$690kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

24-1100 Begley Street$670k12-1995 Pine Grove Avenue$778k29-1100 Begley Street$700k401-1034 Reflection Place$700k212-1400 The Esplanade$600k

The 5 closest of 8 active listings nearby.

See all comparable homes
770kThis home670k778k700k700k600kThis home vs active comparables
Live market pulseActive comparables in Bay Ridges · median list $670K
$453this home / sqft
5active listings nearby
88days on market

This home lists 2% above the area average of $445/sqft.

45 days longer than the Pickering average (43 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Ridges, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bayly Eastbound @ St Martins, about 250 m away

20+ transit stops3 grocery20+ dining14 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West Shore
$593K
Woodlands
$569K
Town Centre
$575K
Liverpool
$596K
Village East
$694K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,509/mo
$160KIncome needed
4.8×Price ÷ income
$810Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,509Property tax $388Condo fee $563Total carry $4,460

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,287per month

Mortgage amount $615,920 · 4.14% over 25 years

$153,980Down payment (20.0%)
$615,920Loan before insurance
$0CMHC premium
$4,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,287
Property tax
$388
Condo / maintenance fees
$563
Heating
$0
Estimated monthly cost
$4,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,873
Estimated closing costs
$11,873

Plus your down payment of $153,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,992/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$370,113Total interest paid
$986,033Total of all payments
Principal $615,920 Interest $370,113
YearPrincipalInterestBalance
1$14,429$25,012$601,491
2$15,032$24,409$586,459
3$15,661$23,780$570,798
4$16,316$23,125$554,481
5$16,999$22,443$537,482
6$17,710$21,732$519,773
7$18,451$20,991$501,322
8$19,222$20,219$482,100
9$20,026$19,415$462,073
10$20,864$18,577$441,209
11$21,737$17,705$419,473
12$22,646$16,795$396,827
13$23,593$15,848$373,233
14$24,580$14,861$348,653
15$25,608$13,833$323,045
16$26,679$12,762$296,366
17$27,795$11,646$268,570
18$28,958$10,483$239,612
19$30,169$9,272$209,443
20$31,431$8,010$178,012
21$32,746$6,695$145,266
22$34,116$5,326$111,150
23$35,543$3,899$75,608
24$37,029$2,412$38,578
25$38,578$863$0

At the end of your 5-year term

Total paid over the term
$197,207
Principal paid down
$78,438
Interest paid
$118,769
Balance remaining
$537,482

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
6.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.5%
Gross yield
− Property tax $4,651− Condo fees $6,758− Insurance $600− Vacancy & upkeep $7,194Net operating income $46,197

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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