814-4725 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13035772

$545,000
For Sale
Listed 85 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
1400-1599Sq Ft

About this home

Spacious 1590 sqft. 2 bedroom, 2 bath corner unit with bright south east exposure. It's one of the largest and most desirable floor plans in the building. This well designed split bedroom layout offers exceptional privacy and functionality. Enjoy an expansive unobstructed south facing balcony, a large primary bedroom with a 4PCS ensuite and generous walk-in closet, and a roomy eat-in kitchen ideal for family living. Additional features include ensuite laundry and abundant storage throughout. Minutes to Hwy 401, Scarborough Town Centre, plazas, supermarkets, restaurants, and steps to TTC and the future Sheppard Subway Station. Low maintenance fees, including cable and internet, in an exceptionally well managed building make this a fantastic opportunity for spacious condo living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13035772
Bedrooms
2
Bathrooms
2
Size
1400-1599
Cross streets
Sheppard Ave E / McCowan Road
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$885/mo
Exposure
South East
Property tax
$2,149 / 2025
Days on market
85
Listing brokerage
HOMELIFE BROADWAY REALTY INC.

Rooms

BreakfastFlat3.56 × 2.90 m

ceramic floor · combined w/kitchen · east view

Primary BedroomFlat5.79 × 3.61 m

broadloom · 4 pc ensuite · walk-in closet(s)

KitchenFlat3.20 × 2.90 m

ceramic floor · eat-in kitchen

Bedroom 2Flat4.47 × 3.81 m

broadloom · large window · south view

Dining RoomFlat4.50 × 3.05 m

broadloom · se view · balcony

Living RoomFlat4.90 × 4.50 m

broadloom · south view · large window

Moe’s TakeTeam Asgarian · Broker
In line
$578Kest. value

Listed at $545,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $717K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $499K
  • Bedrooms −$30K
  • Adjusts to $469K

That comparable adjusts to $469K; the $578K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. 4770 Sheppard Ave East is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$545KGreat deal$612KOverpriced

Total price vs nearby homes. Fair value about $578K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$518kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#904-4725 Sheppard Avenue$499k1208-4727 Sheppard Avenue$498k207-4101 Sheppard Avenue$619k505-2365 Kennedy Road$455k

The 4 closest active listings nearby.

See all comparable homes
545kThis home499k498k619k455kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $498K
$363this home / sqft
10active listings nearby
85days on market

This home lists 11% below the area average of $410/sqft.

84 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 4770 Sheppard Ave East, about 80 m away

20+ transit stops4 grocery20+ dining11 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$2,484/mo
$120KIncome needed
4.5×Price ÷ income
$573Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,484Property tax $179Condo fee $885Total carry $3,548

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,327per month

Mortgage amount $436,000 · 4.14% over 25 years

$109,000Down payment (20.0%)
$436,000Loan before insurance
$0CMHC premium
$3,391Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,327
Property tax
$179
Condo / maintenance fees
$885
Heating
$0
Estimated monthly cost
$3,391

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,375
Toronto municipal land transfer tax
$7,375
Estimated closing costs
$14,750

Plus your down payment of $109,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$261,997Total interest paid
$697,997Total of all payments
Principal $436,000 Interest $261,997
YearPrincipalInterestBalance
1$10,214$17,706$425,786
2$10,641$17,279$415,145
3$11,086$16,834$404,058
4$11,550$16,370$392,508
5$12,033$15,887$380,475
6$12,536$15,383$367,939
7$13,061$14,859$354,878
8$13,607$14,313$341,271
9$14,176$13,744$327,094
10$14,769$13,151$312,325
11$15,387$12,533$296,938
12$16,031$11,889$280,907
13$16,701$11,219$264,206
14$17,400$10,520$246,806
15$18,128$9,792$228,678
16$18,886$9,034$209,792
17$19,676$8,244$190,117
18$20,499$7,421$169,618
19$21,356$6,564$148,261
20$22,250$5,670$126,012
21$23,180$4,740$102,831
22$24,150$3,770$78,681
23$25,160$2,760$53,521
24$26,212$1,707$27,309
25$27,309$611$0

At the end of your 5-year term

Total paid over the term
$139,599
Principal paid down
$55,525
Interest paid
$84,075
Balance remaining
$380,475

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
6.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.5%
Gross yield
− Property tax $2,149− Condo fees $10,624− Insurance $600− Vacancy & upkeep $6,270Net operating income $37,357

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE BROADWAY REALTY INC.. MLS®/PropTx.

CallRequest a showing