45 Rich Crescent, Whitby, ON
Williamsburg, Whitby · MLS® E13040476
About this home
Absolutely Stunning Semi-detached Home In The Prestigious Williamsburg Community Of Whitby! This Stunning Home Is Situated On A Quiet, Low-Traffic Stretch Of Rich Crescent In A Family-friendly Neighborhood With A Warm And Welcoming Atmosphere, This Home Offers Peace Of Mind For Families. Step Through The Beautiful Front Entrance Into An Open-concept Dining Area With A Large Window And A Family Area Featuring Hardwood Flooring And A Cozy Fireplace Ideal For Family Gatherings. The Standout Kitchen Boasts Stainless Steel Appliances, A Center Island, Stylish Backsplash, Breakfast Area, And A Walkout To The Patio Perfect For Entertaining Or Enjoying Quiet Mornings. Upstairs, You'll Find A Spacious Primary Bedroom With A Walk-in Closet And A Luxurious 5-piece Ensuite. Three Additional Bedrooms, All With Closets, Share Two Full Bathrooms, And A Convenient Second-floor Laundry Area Completes This Level. Located In A Great Family Neighborhood, Close To Public And Catholic Schools, Including Williamsburg Public School, As Well As Two Private Schools Plus Close To Heber Down Conservation Area, Trails, Shopping, Hwy 412/402/407, And The Therma Spa Village. Enjoy Nearby Amenities Such As Basketball Courts, Sports Fields, Parks, And Public Transit. Space, Style, And Comfort Everything Your Family Has Been Looking For, All In One Perfect Home! Property Is Virtually Staged and Images Have Been Digitally Enhanced.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13040476
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4
- Size
- 2500-3000
- Lot
- 29.53 × 128.38 ft
- Cross streets
- Taunton Rd & Country Lane
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $7,620 / 2025
- Days on market
- 84
- Listing brokerage
- RE/MAX ROUGE RIVER REALTY LTD.
Rooms
hardwood floor · combined w/family · large window
broadloom · 5 pc ensuite · walk-in closet(s)
ceramic floor · walk-out · pot lights
hardwood floor · combined w/dining · fireplace
broadloom · closet · window
hardwood floor · window
broadloom · closet · window
stainless steel appl · centre island · backsplash
broadloom · closet · window
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Taunton Eastbound @ Country Lane is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
38 days longer than the Whitby average (46 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Williamsburg, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Taunton Eastbound @ Country Lane, about 36 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $635
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,473
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.