322-1480 Bayly Street, Pickering, ON

Bay Ridges, Pickering · MLS® E13043832

$479,000
For Sale
Listed 84 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Own this stunning one-bedroom plus den that fits like a bedroom in the sought after UC1 building!This unit is truly a standout. Enjoy the amenities that elevate your lifestyle, including 24hr security, gym, yoga room, pet wash station, party room, guest suite, a rooftop terrace with breathtaking views, and a rooftop pool! Maintenance fees include heating, air conditioning, andRogers high speed internet/cable. Step into a modern suite with an open- concept layout, completed with sleek stainless steel appliances. The bedroom is bathed in natural light, creating a serene sanctuary for rest and relaxation. Experience the ultimate convenience of living walking distance tothe GO Station, Pickering T own Centre, restaurants, & Pickering Waterfront. This is more than just a home; it's a lifestyle! Don't miss out on the opportunity to own this incredible condo in a prime location. Large 1 bedroom + den and only 3 years new condo for sale in Pickering on the 3rd floor of theUniversal City . Just 5 min walking distance to Pickering GO Station where you can take train and reach Downtown Toronto in 30 minutes. One of the largest 1+Den unit in the building with 671sqft of living area and large 105 sqft of balcony with a total 776 sqft of total space. Den is slightly smaller than Master Bedroom and can be used as a 2nd bedroom or small living/family room or entertainment room. Laundry is in the unit. Lots of high end upgrade including large kitchen cabinets, double sink in the kitchen and Luxury Vinyl Plank flooring throughout the unit except in laundry room and washroom. Stainless steel fridge, dishwasher, over the head microwave and stove. Laundry is in the unit.ResortStyle Amenities on the 7th floor including Outdoor pool, Rooftop Terrace and Cabanas, Barbeque Area, Billiard, Lounge, Party Room, Dining Room and Catering Kitchen. Ground Floor Amenities include Fitness Centre, Y oga Studio, Pet Spa and 24hrs concierge.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13043832
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Bayly/Liverpool
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$564/mo
Exposure
West
Property tax
$3,903 / 2025
Days on market
84
Listing brokerage
STARION REALTY

Rooms

LaundryMain0.00 × 0.00 m

Vinyl Floor

Primary BedroomMain10.20 × 9.80 m

laminate · double closet · large window

Dining RoomMain10.20 × 21.30 m

laminate · combined w/living

DenMain11.40 × 8.00 m

laminate · open concept

Living RoomMain10.20 × 21.30 m

laminate · w/o to balcony · combined w/kitchen

KitchenMain10.20 × 21.30 m

laminate · stainless steel appl · combined w/dining

Moe’s TakeTeam Asgarian · Broker
In line
$475Kest. value

Listed at $479,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $463K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $475K
  • Bathrooms −$15K
  • Adjusts to $460K

That comparable adjusts to $460K; the $475K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Bayly Eastbound @ Sandy Beach is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$460KGreat deal$479KOverpriced

Total price vs nearby homes. Fair value about $475K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Bay Ridges · asking prices
$474kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

414-1235 Bayly Street$479k908-1255 Bayly Street$475k708-1480 BAYLY Street$475k1610-1480 Bayly Street$490k217-1455 Celebration Drive$449k

The 5 closest of 6 active listings nearby.

See all comparable homes
479kThis home479k475k475k490k449kThis home vs active comparables
Live market pulseActive comparables in Bay Ridges · median list $475K
$737this home / sqft
20active listings nearby
84days on market

This home lists 4% above the area average of $711/sqft.

43 days longer than the Pickering average (41 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Ridges, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bayly Eastbound @ Sandy Beach, about 127 m away

20+ transit stops4 grocery20+ dining14 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Town Centre
$499K
Village East
$480K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,183/mo
$108KIncome needed
4.4×Price ÷ income
$504Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,183Property tax $325Condo fee $564Total carry $3,073

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,045per month

Mortgage amount $383,200 · 4.14% over 25 years

$95,800Down payment (20.0%)
$383,200Loan before insurance
$0CMHC premium
$2,934Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,045
Property tax
$325
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$2,934

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,055
Estimated closing costs
$6,055

Plus your down payment of $95,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,484/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,269Total interest paid
$613,469Total of all payments
Principal $383,200 Interest $230,269
YearPrincipalInterestBalance
1$8,977$15,562$374,223
2$9,353$15,186$364,870
3$9,744$14,795$355,127
4$10,151$14,387$344,975
5$10,576$13,963$334,399
6$11,018$13,520$323,381
7$11,479$13,060$311,902
8$11,959$12,579$299,943
9$12,460$12,079$287,483
10$12,981$11,558$274,502
11$13,524$11,015$260,978
12$14,089$10,449$246,889
13$14,679$9,860$232,210
14$15,293$9,246$216,918
15$15,932$8,606$200,985
16$16,599$7,940$184,386
17$17,293$7,246$167,093
18$18,016$6,522$149,077
19$18,770$5,769$130,307
20$19,555$4,984$110,752
21$20,373$4,166$90,378
22$21,225$3,313$69,153
23$22,113$2,426$47,040
24$23,038$1,501$24,002
25$24,002$537$0

At the end of your 5-year term

Total paid over the term
$122,694
Principal paid down
$48,801
Interest paid
$73,893
Balance remaining
$334,399

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,903− Condo fees $6,773− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,618

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of STARION REALTY. MLS®/PropTx.

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