69B Homestead Road, Toronto, ON

West Hill, Toronto · MLS® E13049004

$1,900,000
For Sale
Listed 81 days ago
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7Bedrooms
6Bathrooms
1Garage · 4 parking
2000-2500Sq Ft

About this home

Welcome to this beautiful House. Good for both first time houe buyers and Investors. Traditional Brand New Two story Home. Attached garage facing west. Full Legal Basement with separate entrance which is 3 bed room unit with kitchen and dinning. Walk to all City Aminities and Morningside Mall and Transit are within the reach. Morningside Park And Ravines Galore!!. Within the reach of the Pan Am Center, Go Train, Easey Access to HWY 401, Kingston Rd, "Great Value". Please visit this property, this might be dream home.

Key facts

Property type
Detached, 2-Storey
MLS®
E13049004
Bedrooms
7 (4 + 3)
Bathrooms
6
Size
2000-2500
Lot
37.11 × 137.56 ft
Cross streets
Morningside Rd & Kingston Rd
Parking
1 garage · 4 parking (built-in)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,247 / 2025
Days on market
81
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 2Second4.14 × 3.47 m

hardwood floor · window

Dining RoomBasement1.28 × 1.28 m

hardwood floor · window

Bedroom 2Basement3.07 × 2.43 m

hardwood floor · window

Primary BedroomSecond3.38 × 2.74 m

hardwood floor · window

Primary BedroomSecond4.02 × 5.25 m

hardwood floor · window

KitchenMain2.90 × 7.25 m

tile floor · window

Family RoomMain3.65 × 4.26 m

hardwood floor · window

Living RoomMain4.80 × 2.75 m

hardwood floor · closet

Bedroom 3Basement2.74 × 2.43 m

hardwood floor · window

Dining RoomMain4.32 × 3.65 m

tile floor · hardwood floor

Bedroom 4Second4.08 × 3.26 m

hardwood floor · window

LaundrySecond4.08 × 3.26 m

Hardwood Floor

Bedroom 3Second4.94 × 3.26 m

Hardwood Floor

KitchenBasement2.43 × 1.80 m

tile floor · window

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.45Mest. value

Listed at $1,900,000, this home is tracking about 31% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.68M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.40M
  • Size difference −$318K
  • Bedrooms +$30K
  • Adjusts to $1.11M

That comparable adjusts to $1.11M; the $1.45M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Manse Rd at Deanscroft Sq North Side is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.28MGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.45M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Income potential
Comparable listingsCurrently listed nearby in West Hill · asking prices
$1.63Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

75B Kitchener Road$1.75M75A Kitchener Road$1.75M160 Manse Road$1.40M

The 3 closest active listings nearby.

See all comparable homes
1.90MThis home1.75M1.75M1.40MThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $1.40M
$844this home / sqft
5active listings nearby
81days on market

80 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Manse Rd at Deanscroft Sq North Side, about 312 m away

20+ transit stops6 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$798K
Cliffcrest
$1.51M
Wexford-Maryvale
$865K
High Park-Swansea
$2.30M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 43% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$8,660/mo
$351KIncome needed
5.4×Price ÷ income
$1,998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,660Property tax $604Total carry $9,263

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,111per month

Mortgage amount $1,520,000 · 4.14% over 25 years

$380,000Down payment (20.0%)
$1,520,000Loan before insurance
$0CMHC premium
$8,715Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,111
Property tax
$604
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,715

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,475
Toronto municipal land transfer tax
$34,475
Estimated closing costs
$68,950

Plus your down payment of $380,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$913,385Total interest paid
$2,433,385Total of all payments
Principal $1,520,000 Interest $913,385
YearPrincipalInterestBalance
1$35,608$61,727$1,484,392
2$37,098$60,238$1,447,294
3$38,650$58,686$1,408,644
4$40,266$57,069$1,368,378
5$41,950$55,385$1,326,428
6$43,705$53,630$1,282,722
7$45,533$51,802$1,237,189
8$47,438$49,898$1,189,751
9$49,422$47,913$1,140,329
10$51,489$45,846$1,088,840
11$53,643$43,692$1,035,197
12$55,887$41,448$979,310
13$58,225$39,111$921,085
14$60,660$36,675$860,425
15$63,197$34,138$797,227
16$65,841$31,495$731,387
17$68,595$28,741$662,792
18$71,464$25,871$591,328
19$74,453$22,882$516,874
20$77,568$19,768$439,307
21$80,812$16,523$358,495
22$84,192$13,143$274,302
23$87,714$9,621$186,588
24$91,383$5,952$95,205
25$95,205$2,130$0

At the end of your 5-year term

Total paid over the term
$486,677
Principal paid down
$193,572
Interest paid
$293,105
Balance remaining
$1,326,428

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $7,247− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,209

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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