7 Chapais Crescent, Toronto, ON
Centennial Scarborough, Toronto · MLS® E13053754
About this home
The Perfect Family Home in Centennial ! Tastefully renovated while retaining its classic charm, this 4-bed, 4-bath 2-storey home sits on a pie-shaped lot in a family-friendly neighbourhood. Built in 1969, it offers ~2073 sq. ft. plus 846 sq. ft. finished basement-perfect for a growing family. Enjoy a spacious eat-in kitchen with a rare separate side entrance mudroom (2021) and powder room. The garage has been professionally converted into a home office with built-in desk and storage. Updates include: Main floor & kitchen reno (2015/16) Basement with 3-pc bath & sauna (2021) Flooring (upper level + living/dining) (2023) Windows/doors (2017-2021) Roof (2016), eaves/soffits/fascia (2021) Window coverings (2024) Driveway sealed (2025) In-ground pool professionally filled (2011) Unbeatable Location! Walk to schools, Port Union Community Centre (library, skate park, basketball court, fitness), and plaza with LCBO, Beer Store, shops, and eateries. Steps to Waterfront Trail, Rouge National Urban Park, TTC & Rouge Hill GO. This move-in-ready gem blends space, comfort, and lifestyle-your forever home awaits! "Beach and campground ( 3 min drive)
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13053754
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 43.41 × 108 ft
- Cross streets
- Port Union & Lawrence
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,128 / 2025
- Days on market
- 80
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
hardwood floor · closet · overlooks frontyard
hardwood floor · b/i closet · separate room
tile floor · 2 pc bath · side door
hardwood floor · 3 pc ensuite · overlooks backyard
hardwood floor · bay window · overlooks frontyard
tile floor · 3 pc bath · sauna
finished · renovated · open concept
tile floor · combined w/kitchen · w/o to yard
hardwood floor · closet · overlooks frontyard
hardwood floor · closet · overlooks frontyard
hardwood floor · combined w/living · w/o to yard
tile floor · quartz counter · overlooks backyard
Listed at $1,328,000, this home is about 4% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($590/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.06M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.28M
- Adjusts to $1.28M
That comparable adjusts to $1.28M; the $1.28M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Port Union Rd at Clappison Blvd is about a 6-minute walk away.
Total price vs nearby homes. Fair value about $1.28M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 4% above the area average of $565/sqft.
79 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Centennial Scarborough, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Port Union Rd at Clappison Blvd, about 479 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,062,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,669
- Property tax
- $427
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,097
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,035
- Toronto municipal land transfer tax
- $23,035
- Estimated closing costs
- $46,070
Plus your down payment of $265,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $340,162
- Principal paid down
- $135,297
- Interest paid
- $204,865
- Balance remaining
- $927,103
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.