20 Linwood Avenue, Toronto, ON
Tam O'Shanter-Sullivan, Toronto · MLS® E13057222
About this home
High Demand Quiet Street. Floating Oak Staircase. Gorgeous Finished Bsmt. Hardwood,Skylights,Inter-Lock. High Ceilings & Pot Lights & More Incredible neighbourhood with great schools, public transit, minutes from 40l and shopping mall. Don't miss this opportunity to own this spectacular family home. **EXTRAS** All Electric Light Fixtures,Custom Window Coverings,Central Air, Central Vacuum & Equipment,Intercom System,Two Garage Door Openers W/Remotes, Marley Roof, Two Fireplaces, Two Skylights
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13057222
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 45.89 × 135.03 ft
- Cross streets
- Kennedy/Huntingwood
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $8,162 / 2025
- Days on market
- 84
- Listing brokerage
- FIRST CLASS REALTY INC.
Rooms
Hardwood Floor
Hardwood Floor
Hardwood Floor
Hardwood Floor
hardwood floor · 6 pc bath
breakfast area · walk-out
hardwood floor · marble fireplace
hardwood floor · 4 pc ensuite
Hardwood Floor
Listed at $1,800,000, this home is about 10% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($424/sqft) is below the area, so you are paying for extra space rather than a premium.
In Tam O'Shanter-Sullivan lately, sellers have been getting about 105% of asking and homes sell in about 21 days.
There were not many closely comparable homes right in Tam O'Shanter-Sullivan, so I widened the search to the surrounding area.
Based on 6 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 6 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.31M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.70M
- Bathrooms −$23K
- Adjusts to $1.68M
That comparable adjusts to $1.68M; the $1.64M estimate above is the median of all 6 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for Lynnwood Heights Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $1.64M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homes83 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Tam O'Shanter-Sullivan, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,440,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,684
- Property tax
- $680
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,365
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,475
- Toronto municipal land transfer tax
- $32,475
- Estimated closing costs
- $64,950
Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $461,062
- Principal paid down
- $183,384
- Interest paid
- $277,678
- Balance remaining
- $1,256,616
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.